COVID-19: Information for our clients
I have a lot of fond memories of my first apartment. There were no elevators, every window faced directly into the morning sun, and the air conditioning never worked – but it was mine. Now though, I look back and think about how lucky I was that I never had an accident or issue while I was living there without apartment insurance. In Elmira and anywhere else in Ontario, that is a risk I would never take again with the benefit of hindsight.
When I was young and on my own for the first time, I assumed insurance was something for home owners. That I didn’t own the building, so it wasn’t my responsibility. Like so many other things though, I was wrong about that. While it’s true that the landlord or building owner’s insurance covers the actual building, that protection ended right there. All my possessions and apartment contents were in no way shape or form protected.
If I have been a little bit less fortunate and had a water leak or a fire, it would have meant everything I owned would have been gone. That independence I was so proud of in my first place away from home would have ended right then. And that’s not even getting into what a nightmare it could have been if the fire had originated from my apartment – tenants can be held liable in cases where they are found at fault for damages. Yikes.
At Staebler, we won’t let that happen to you. Our expert brokers are wizards when it comes to finding you the best protection at the lowest price. Talk to one of our reps about apartment insurance in Elmira today, and you’ll be able to rest easy knowing you’re covered in case of misfortune.
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