COVID-19: Information for our clients

Blog

By Staebler Insurance on Nov 24, 2020

Insurance is bought to ensure if the unexpected happens, there’s a solution to make things better. Imagine an accidental garage fire: All of your possessions are lost, but insurance is there to get your items back and repair the damage. Now consider owning a business, where you not only have possessions but are responsible for the financial wellbeing of others. It’s nearly impossible for anyone to be able to handle that burden if the unexpected happens and you're required make...

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By Staebler Insurance on Nov 16, 2020

In Canada, patio season is a rite of spring. Unfortunately when our fall season hits, it usually signals the end of those patios – but this year is different. Bars and restaurants are going to need to rely on outdoor dining to stay in business, while individuals are trying to extend their home patio season to entertain friends and family in a safer place. As the second wave of the COVID-19 Pandemic continues to affect our daily lives, it is important to remain up to date...

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By Staebler Insurance on Oct 28, 2020

The auto insurance coverage that Uber has in place, provided by Economical Insurance, is designed to cover Uber drivers while they‘re on a rideshare trip in Ontario.  But how does the coverage actually work?  The details can be a bit confusing, so we‘ve broken down the important coverage features as well as what coverage applies and when.     When does the Uber insurance coverage kick in? First, it‘s important to understand when the Uber insurance...

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By Staebler Insurance on Oct 15, 2020

As the days become cooler and the leaves begin to change colour, it becomes more difficult to find ways to spend time outdoors.   While the warm days at the beach are behind us, it is still possible to spend time outdoors and take in all the beauty that fall has to offer right in your own neighbourhood.   Walking trails not only offer a wonderful way to experience the changing colours of nature, they are also a wonderful way to get some exercise while following social...

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By Staebler Insurance on Aug 18, 2020

Tips to keep your workplace safe during COVID-19 The most important thing to remember is the health and safety of everyone - and that begins with employees.  As always, under the Occupational Health & Safety Act (OHSA) business owners and operators are required to take every reasonable precaution to protect the health and safety of workers - and operations during COVID-19 are no exception.  As a reminder, from a high-level the employer requirements include:...

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By Staebler Insurance on Jul 21, 2020

It has been an outstanding start to summer, with hot and dry weather. It's been a great motivator to get outside and use the backyard barbecue. And with most of us spending more time at home and cooking for ourselves, there are more grills being fired up more often. It should be no surprise that combining fire and propellants to cook food doesn't come without its risks.    To protect your family and home while still enjoying your backyard, outdoor...

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By Staebler Insurance on Jun 29, 2020

With pandemic restrictions related to COVID-19 continuing to ease across Ontario and much of the province in Phase Two of the re-opening plan, there are important considerations to be aware of that may affect your insurance. More businesses have restarted operations, more people are heading back to work, and some sense of the old normal is slowly returning. As a result, your routine may be changing (yet again) and you may need to update your insurance policies to reflect your...

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By Staebler Insurance on Jun 4, 2020

When I was young, RC planes were the pinnacle of the toy world. What could be cooler than a model airplane that could actually take off and pull cool loops and barrel rolls through the sky (or at least until you managed to stick it in a tree)?  It turns out we all had a limited imagination. The modern-day drone makes those old balsa wood and foam planes seem antiquated. They are sleek, futuristic, and capable of dozens of cool tricks and gimmicks that would have...

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By Staebler Insurance on May 26, 2020

After a cool start to the season, a mid-spring heat event has hit southern Ontario -- and with it comes the warnings and reminders to be proactive to help beat the heat.   The risks are greater to young children, pregnant women, older adults, and people with chronic illnesses. It is important to take care of yourself and those around you with these recommendations:   1) Limit Outdoor Time Between 10 am and 4 pm, the sun is at its hottest and...

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By Staebler Insurance on May 19, 2020

It’s been over eight weeks since government and health officials mandated the majority of businesses close their doors to the public. A lot has changed and everyone has needed to quickly adapt. After a long and patient wait, we are starting to see the slow  re-opening of some businesses and industries from COVID-19 mandated shutdown. This is giving many businesses pause to take the time to look around, take stock of their physical space and operating procedures, and begin...

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