COVID-19: Information for our clients

Blog

By Staebler Insurance on Feb 26, 2021

The City of Kitchener announced this week their new anti-idling bylaw, which moves Kitchener more in line with similar bylaws in the neighbouring cities of Cambridge and Waterloo. The new rule targets drivers who keep their engines running for more than three minutes while not in active traffic. It is a tactic to help with Kitchener’s goal of an 80% reduction in greenhouse emissions by 2050. Don't be this guy, flip off the ignition when waiting for any period of time. -...

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By Staebler Insurance on Feb 11, 2021

During these strange times of increased isolation and use of digital communication technologies, there’s increased activity of cyber threats to watch out for.  We’ve put together some of the top phishing schemes and personal security concerns throughout Waterloo Region: Fraudulent Shipping Notifications The convenience of shopping online is undeniable. It’s been especially true during the pandemic when online shopping is seen as a safer alternative than going to the...

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By Staebler Insurance on Jan 27, 2021

  In our last blog we discussed why auto insurance rates are going up . Unfortunately as an individual driver many of those factors are out of your control. But there are some things you can control and they can help lead you to savings on your auto insurance premiums this year. The pandemic has changed daily lives and routines, and for many us, our driving habits. With workplaces shifting to home offices, escalating travel restrictions, and stay at home orders, there’s...

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By Staebler Insurance on Jan 15, 2021

As a broker, one of the most common questions we receive throughout the year is "Why are my auto rates going up?”.  There are many factors that go into insurance premiums, so we as brokers can appreciate that it can be confusing – so we always like to find opportunities to shed some light on the factors that are influencing auto premiums.  What can make this issue even more complex is that automobile insurance rates can involve more than just an individual’s record of...

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By Staebler Insurance on Dec 21, 2020

Insurers, snow removal contractors, and commercial property owners in Ontario received some good news from the provincial government this month, ahead of the heavy snow fall season. A section of Bill 118 , called the "Occupiers’ Liability Act”, will now limit claimants from taking legal action to recover personal injury damages caused by snow or ice (e.g. a slip and fall injury), unless they provide notice of the intent to sue within 60 days of the incident. This is a...

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By Staebler Insurance on Dec 11, 2020

Every year the Insurance Bureau of Canada releases the list of the most stolen vehicles across the country. There’s a clear trend in 2020 as eight of the top 10 vehicles on the list are SUVs while the other two are pickup trucks. According to the IBC , auto theft costs Canadians more than $1 Billion every year and on average a vehicle is stolen every six minutes. This is more than just an insurance problem as the ripple effects trickle down to police, the court system,...

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By Staebler Insurance on Nov 24, 2020

Insurance is bought to ensure if the unexpected happens, there’s a solution to make things better. Imagine an accidental garage fire: All of your possessions are lost, but insurance is there to get your items back and repair the damage. Now consider owning a business, where you not only have possessions but are responsible for the financial wellbeing of others. It’s nearly impossible for anyone to be able to handle that burden if the unexpected happens and you're required make...

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By Staebler Insurance on Nov 16, 2020

In Canada, patio season is a rite of spring. Unfortunately when our fall season hits, it usually signals the end of those patios – but this year is different. Bars and restaurants are going to need to rely on outdoor dining to stay in business, while individuals are trying to extend their home patio season to entertain friends and family in a safer place. As the second wave of the COVID-19 Pandemic continues to affect our daily lives, it is important to remain up to date...

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By Staebler Insurance on Oct 28, 2020

The auto insurance coverage that Uber has in place, provided by Economical Insurance, is designed to cover Uber drivers while they‘re on a rideshare trip in Ontario.  But how does the coverage actually work?  The details can be a bit confusing, so we‘ve broken down the important coverage features as well as what coverage applies and when.     When does the Uber insurance coverage kick in? First, it‘s important to understand when the Uber insurance...

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By Staebler Insurance on Oct 15, 2020

As the days become cooler and the leaves begin to change colour, it becomes more difficult to find ways to spend time outdoors.   While the warm days at the beach are behind us, it is still possible to spend time outdoors and take in all the beauty that fall has to offer right in your own neighbourhood.   Walking trails not only offer a wonderful way to experience the changing colours of nature, they are also a wonderful way to get some exercise while following social...

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