COVID-19: Information for our clients

Business - Blog

By Staebler Insurance on Dec 21, 2020

Insurers, snow removal contractors, and commercial property owners in Ontario received some good news from the provincial government this month, ahead of the heavy snow fall season. A section of Bill 118 , called the "Occupiers’ Liability Act”, will now limit claimants from taking legal action to recover personal injury damages caused by snow or ice (e.g. a slip and fall injury), unless they provide notice of the intent to sue within 60 days of the incident. This is a...

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By Staebler Insurance on Nov 24, 2020

Insurance is bought to ensure if the unexpected happens, there’s a solution to make things better. Imagine an accidental garage fire: All of your possessions are lost, but insurance is there to get your items back and repair the damage. Now consider owning a business, where you not only have possessions but are responsible for the financial wellbeing of others. It’s nearly impossible for anyone to be able to handle that burden if the unexpected happens and you're required make...

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By Staebler Insurance on Aug 18, 2020

Tips to keep your workplace safe during COVID-19 The most important thing to remember is the health and safety of everyone - and that begins with employees.  As always, under the Occupational Health & Safety Act (OHSA) business owners and operators are required to take every reasonable precaution to protect the health and safety of workers - and operations during COVID-19 are no exception.  As a reminder, from a high-level the employer requirements include:...

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By Staebler Insurance on Jun 29, 2020

With pandemic restrictions related to COVID-19 continuing to ease across Ontario and much of the province in Phase Two of the re-opening plan, there are important considerations to be aware of that may affect your insurance. More businesses have restarted operations, more people are heading back to work, and some sense of the old normal is slowly returning. As a result, your routine may be changing (yet again) and you may need to update your insurance policies to reflect your...

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By Staebler Insurance on May 19, 2020

It’s been over eight weeks since government and health officials mandated the majority of businesses close their doors to the public. A lot has changed and everyone has needed to quickly adapt. After a long and patient wait, we are starting to see the slow  re-opening of some businesses and industries from COVID-19 mandated shutdown. This is giving many businesses pause to take the time to look around, take stock of their physical space and operating procedures, and begin...

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By Staebler Insurance on Mar 31, 2020

As COVID-19 spreads around the world, and the business environment changes daily due to government directives, organizations have found that there are many things to consider with respect to insurance and risk management. Property Coverage Many businesses are finding themselves in a situation where they are mandated to shut down operations by their governments in order to prevent the spread of the COVID-19 virus. There are a number of things to consider when doing so, not the least...

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By Staebler Insurance on Mar 24, 2020

With the escalating threat of the COVID-19 pandemic and a State of Emergency declared in Ontario, non-essential businesses are shutting their doors to the public. And many Ontarians are suddenly finding themselves being asked to work from home for the first time in their lives. While this might sound like a nice perk in the middle of all this uncertainty, it isn’t without its downsides either. Here are some tips on how to best prepare yourself and your home during this period of...

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By Staebler Insurance on Mar 16, 2020

The COVID-19 pandemic has created a significant shift in the landscape for business continuity planning. Since the first emergence of COVID-19 we have been fielding questions from our clients regarding how insurance policies, belonging to various organizations and businesses, could potentially respond to loss of income or extra costs incurred as a result of the Coronavirus. Supply chain disruptions, loss of sales revenue, and disruptions in operations are all examples of how...

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By Staebler Insurance on Jan 15, 2020

Liability insurance is something every business should have. Often referred to as general liability insurance or commercial liability insurance, it’s one of the primary protections your business needs to operate confidently and without major risk. But what makes it so important? To make a long story short, liability insurance protects you from the most common risks associated with a business, namely incidents that result in legal action. Businesses are far more likely to run...

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By Staebler Insurance on Jan 6, 2020

Scheduling training can feel a lot like scheduling a root canal! It's not something most people look forward to. After all, you and your staff are busy people and it might feel like a complete waste of time to sit down and re-examine the numerous small tasks that you do every single day. Ironically, it's that exact attitude that makes refresher training so important.  According to official sources, close to 1000 workers in Canada die every year due to workplace...

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