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By Staebler Insurance on May 14, 2019

The long wait is finally over: It’s time to open up your getaway property. As the warmer weather settles in, the chores at the cottage or trailer begin. While this always seems like a never-ending and daunting task, opening the cottage for the season is very rewarding.  To make sure you have time to relax on the deck, Corona in hand, we’ve compiled a checklist of tasks you absolutely need to do so you can make the most of the first time out. Before you go...

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By Staebler Insurance on Apr 22, 2019

Last May’s windstorms set record high in wind speeds and caused the province more than $380 million in damages . With climatologists predicting more extreme weather events, you need to know what to do to keep your home safe when a windstorm is about to hit. Put everything you can inside In a high wind situation, the line between "charming lawn ornament” and "flying hazard” is slim. If your area is issued a wind advisory or warning, the best thing you can do to...

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By Staebler Insurance on Apr 1, 2019

As we move into spring, homeowners across Ontario are emerging from hibernation and ready to accomplish their springtime tasks. It’s time to fill up the pool, find out what has been nesting in your shed, and perhaps, maybe, actually clean out the garage this year (although let’s not hold our breath!). While your To-Do list might already look overwhelming, we have one small item to add: Check and change your smoke alarms . Spring cleaning is the perfect time to make sure...

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By Staebler Insurance on Mar 27, 2019

Every homeowner needs homeowner’s insurance. We all know that it is an essential protection to safeguard your home, your property, and the future prosperity of your family.  Sadly though, it is not a solution for all your insurance needs. While homeowner’s insurance will protect you in the event of a great many scenarios such as fire, theft, and liability for any bodily injury on your property, there are some things it might not help you with. We’ve compiled a list to...

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By Staebler Insurance on Mar 12, 2019

It’s been a cold and blustery winter, and we may have to wait even longer for warmer weather to arrive. It’s been a season of high winds, record snowfall, and plunging temperatures, it was only a matter of time before something went wrong, and sure enough the power goes out. "Okay, no big deal, I’m sure they’ll have this fixed by lunch” you thought at the time, but now it’s getting dark and the power is still off. The temperature of your living room is starting to get downright...

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By Staebler Insurance on Dec 3, 2018

Whether you just plan on hanging a string of classic white lights over the eaves or have full-on Griswold style ambitions on your mind of transforming your home into a winter wonderland, lighting up the home for the holidays is a lot of fun. Unfortunately, it can also be risky. Every year thousands of people spend the holiday season in pain thanks to light related accidents such as slipping off ladders, back issues from hauling too much, or even electrocution. Here’s what you need...

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By Staebler Insurance on Nov 13, 2018

Whether you’re finally going to backpack across Europe, or on a temporary work assignment out of town, whenever you leave your home for an extended period you need to prepare. Unoccupied homes are tempting targets for burglaries and vulnerable to other disasters. Before you pack your bags make sure to prepare your home with the following tips! Find a check-in buddy The absolute best thing you can do to secure your home while you’re away is to ask a trusted loved one or...

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By Staebler Insurance on Nov 6, 2018

The chilly months of fall might bring the "joys” of raking and cleaning leaves out of the gutter, but there is one upside -- you can finally put the lawn mower away for the season! You might have to shovel the laneway soon, but at least you’re done with the lawn until Spring! But, before you wheel your mower into the shed or garage and say goodbye for the year, take the time to properly treat and prep your mower for storage. It might seem like an inconvenience now, but you’ll be...

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By Staebler Insurance on Oct 16, 2018

Home insurance is your first line of defense against disaster. It’s a fundamental part of home ownership, and while it may not be mandatory, almost every homeowner recognizes the value of a home insurance policy. What they may not know however, are all of the ways they can accidentally (or not so accidentally) void that policy. So we’ve come up with a few situations that could void your policy and leave you on the hook when you need that coverage the most: Being dishonest when...

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By Staebler Insurance on Oct 9, 2018

When we think about protecting our homes from the elements, we tend to focus on the most extreme events -- hurricanes, blizzards, golf ball sized hail stones crashing into your roof, that sort of thing. While those are certainly scenarios to be concerned about, what is far more likely to cause damage to your home and endanger your safety is the humble Ontario thunderstorm. During the summer and fall months, Ontario sees literally hundreds of thunderstorms each year, any one of...

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