In our last blog we discussed why auto insurance rates are going up . Unfortunately as an individual driver many of those factors are out of your control. But there are some things you can control and they can help lead you to savings on your auto insurance premiums this year. The pandemic has changed daily lives and routines, and for many us, our driving habits. With workplaces shifting to home offices, escalating travel restrictions, and stay at home orders, there’s...
Insurers, snow removal contractors, and commercial property owners in Ontario received some good news from the provincial government this month, ahead of the heavy snow fall season. A section of Bill 118 , called the "Occupiers’ Liability Act”, will now limit claimants from taking legal action to recover personal injury damages caused by snow or ice (e.g. a slip and fall injury), unless they provide notice of the intent to sue within 60 days of the incident. This is a...
Insurance is bought to ensure if the unexpected happens, there’s a solution to make things better. Imagine an accidental garage fire: All of your possessions are lost, but insurance is there to get your items back and repair the damage. Now consider owning a business, where you not only have possessions but are responsible for the financial wellbeing of others. It’s nearly impossible for anyone to be able to handle that burden if the unexpected happens and you're required make...
With excepts from Staebler Broker Lisa Arseneau in the Rear View Mirror . Here we are: All isolated and distanced from each other in 2020. The COVID-19 pandemic has taken hold of our lives and changed things for everyone. It is an extremely proud moment in transportation. We are fiercely proud of the many transport companies and the truck drivers that are forging on and serving our country by delivering the much-needed goods in the grocery stores. We...
With the escalating threat of the COVID-19 pandemic and a State of Emergency declared in Ontario, non-essential businesses are shutting their doors to the public. And many Ontarians are suddenly finding themselves being asked to work from home for the first time in their lives. While this might sound like a nice perk in the middle of all this uncertainty, it isn’t without its downsides either. Here are some tips on how to best prepare yourself and your home during this period of...
Effective Tuesday, March 17, our office is closed to all visitors. During this closure, we will continue to conduct business and service customers remotely. We understand the risk and are doing our part to help ‘flatten the curve’ by putting the safety of our employees and customers first. We continue to monitor events around us and want to make sure you continue to have access to our services. The well-being of our customers, employees, and business partners is...
The COVID-19 pandemic has created a significant shift in the landscape for business continuity planning. Since the first emergence of COVID-19 we have been fielding questions from our clients regarding how insurance policies, belonging to various organizations and businesses, could potentially respond to loss of income or extra costs incurred as a result of the Coronavirus. Supply chain disruptions, loss of sales revenue, and disruptions in operations are all examples of how...
On March 11, the World Health Organization declared COVID-19 (the novel coronavirus) a pandemic. At Staebler, the health and well-being of our employees and our customers continues to be our top priority, and we continue to monitor the situation as it develops. At this time, we are not making any changes to the delivery of our services to our customers. However, we are encouraging all of our customers and partners to use email and/or telephone to contact our...
2019 was a banner year for Staebler’s Charity and Community Committee. This team of 12 was very busy managing a committee-directed budget, raising additional funds, and making the difficult decisions of where to send dozens of donations and sponsorships. Also throughout the year, Staebler teammates were asked to donate $5 per month to participate in "Dress Down Days” every Friday. This allowed the committee to stretch this year’s charitable giving even further! The...
From one generation to the next, Staebler Insurance is prepared to transition to the next set of Philpotts. On December 31, Kim and Stephen Philpott will officially retire from our brokerage. Stephen was at the helm as President of Staebler Insurance from 1995 through 2006. In 2007, Stephen moved into the role of Chairman and the mantle of President then passed to Kim Philpott. It was under Kim and Stephen’s industrious leadership that Staebler Insurance grew into the stable,...