Comprehensive Insurance Fergus

You can never be too careful as a driver. When you're on the lookout for potential hazards, actively watching your speed, and keeping your vehicle well-maintained, you significantly reduce your chances of ending up in an accident and incurring any kind of damage to your vehicle. Unfortunately though, no matter how careful you are, there is no way to bring that risk to zero. There is always the chance that you can wind up in an accident, but with comprehensive insurance in Fergus, you can still be protected no matter what speed bumps you hit.

So what is comprehensive insurance exactly? It's coverage that protects your car from all kinds of potential hazards. When your vehicle is damaged, be it due to a collision, fire, vandalism, or a freak accident (a lightning strike knocks down a tree that falls on your hood), your policy will cover the cost of repairs or replacement (minus your deductible). This is in contrast with a standard auto policy that may only cover collisions, theft, and other specifically named perils. 

While it would stand to reason that the added protection of a comprehensive insurance policy would cost more than standard coverage, this isn't always the case. While it's true that the policy usually has a higher premium, it all really depends on your driving history and risk profile. In some scenarios, a comprehensive policy can cost just as much as standard coverage while providing an elevated level of service and protection.

This is why it always pays to discuss your options with a knowledgeable broker! The world of insurance is never as straightforward as it may seem, and just because you're happy with the deal and coverage you have now doesn't mean there isn't a better deal out there waiting for you to find it! Fill out the contact info on the bottom of the page and get in touch with a broker who can help you find the best comprehensive insurance in Fergus possible!