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Earthquake Insurance Kitchener

Earthquake insurance in Kitchener isn’t something people typically think about. In the past ten years, there have been very few earthquakes felt in this area of the province, though climatologists have predicted that there will be at least one severe quake felt in several parts of the province within the next fifty years. At Staebler Insurance, we believe in being prepared, so we’re happy to talk to you about earthquake insurance for your home or business.

Earthquake insurance typically covers damage to your property caused by the earth’s shaking, while an ignited gas main break caused by an earthquake would likely be covered by a standard homeowner’s insurance policy. A standard home insurance policy in Ontario does not cover direct earthquake damage, however, it can be purchased as an add-on to an existing policy.

Business owners can certainly look into earthquake insurance as well, though this would typically take the form of business interruption insurance. This kind of policy allows business owners to continue operating as quickly as possible after a disaster, with the least amount of financial loss or interruption in daily operations.

Despite the rarity of earthquakes in Ontario, it never hurts to be prepared for all circumstances both at home and at your place of business. Speak to a Staebler broker about earthquake insurance in Kitchener—after all, a little more peace of mind is never a bad thing!