Two Truths and A Lie about Insurance Brokers

Aug 12, 2025
Staebler blog logo
Two Truths and a Lie Insurance Brokers

Let’s play two truths and a lie: Insurance Broker Edition! Can you spot the lie?

When it comes to buying insurance, you have many options including going direct or using a broker. There are differences and benefits between the two, and listed below are a few common things you may hear about using an insurance broker.

We’ve compiled a more detailed list of good reasons why you should use an insurance broker: 7 Really Good Reasons to Use an Insurance Broker

“Insurance Brokers can provide you with over a dozen options”

This is true! An insurance broker has a wide variety of insurance company options that each have their preferences for the ideal insurance customer. Using a broker unlocks insurance options not available directly to the public and simplifies the buying process for you.

“Insurance Brokers work for you”

Also, true! Unlike an agent at an insurance company, an independent insurance broker is licensed and regulated to act in your best interest, including being transparent about the costs and coverages, and sharing advice. If there’s a claim, a broker advocates for you against the insurance company. That’s all included with a broker.

“Using an Insurance Broker costs more money”

False! Quoting with a licensed insurance broker is on average not more expensive than using a direct insurance option. In fact, considering the multiple options and choices from different insurance companies, there is often at least one insurance company that is less expensive than direct options.

Still buying direct? Give an insurance broker a shot and see if you can save too.

. . .
Staebler Insurance is a general insurance broker specializing in car insurance, home insurance, small business insurance, and commercial insurance. Staebler Insurance Brokers proudly serve Kitchener, Waterloo, Cambridge, Guelph, Stratford, Listowel, Fergus, Elora, Wellington County, Perth County, Waterloo Region, the Greater Toronto Area, Golden Horseshoe, Niagara Region, and all over beautiful Ontario, Canada. Get a Quote to get started today.

0 Comments

Submit a Comment

Your email address will not be published. Required fields are marked *

Related Posts

IBC Launches new iPad app to help Canadians learn how to Prevent Water Property Damage..

Leap Year Facts and Traditions

Tobogganing in July and sunbathing in December are just some of the wacky phenomena we'd have to contend with if we didn't have leap years to keep our calendar in sync with the Earth's orbit around the sun. The answer, simply put, is that the Earth doesn't take...

read more
IBC Launches new iPad app to help Canadians learn how to Prevent Water Property Damage..

Is Your House Insurance Up to Date?

Is your home insurance up-to-date? Review your limits to make sure it's enough coverage.  In this article find a home contents inventory guide which helps take a room-by-room inventory of your contents.  Need help? We're always here! Click here to review the article...

read more
IBC Launches new iPad app to help Canadians learn how to Prevent Water Property Damage..

Electronic Immobilizers

Electronic Immobilizers have been installed in all new vehicles in Canada since 2007. They are having a significant effect in reducing car thefts, so the vast majority of vehicles stolen in Canada are older. The immobilizers can be retrofitted into older vehicles....

read more