Two Truths and A Lie about Insurance Brokers

Aug 12, 2025
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Two Truths and a Lie Insurance Brokers

Let’s play two truths and a lie: Insurance Broker Edition! Can you spot the lie?

When it comes to buying insurance, you have many options including going direct or using a broker. There are differences and benefits between the two, and listed below are a few common things you may hear about using an insurance broker.

We’ve compiled a more detailed list of good reasons why you should use an insurance broker: 7 Really Good Reasons to Use an Insurance Broker

“Insurance Brokers can provide you with over a dozen options”

This is true! An insurance broker has a wide variety of insurance company options that each have their preferences for the ideal insurance customer. Using a broker unlocks insurance options not available directly to the public and simplifies the buying process for you.

“Insurance Brokers work for you”

Also, true! Unlike an agent at an insurance company, an independent insurance broker is licensed and regulated to act in your best interest, including being transparent about the costs and coverages, and sharing advice. If there’s a claim, a broker advocates for you against the insurance company. That’s all included with a broker.

“Using an Insurance Broker costs more money”

False! Quoting with a licensed insurance broker is on average not more expensive than using a direct insurance option. In fact, considering the multiple options and choices from different insurance companies, there is often at least one insurance company that is less expensive than direct options.

Still buying direct? Give an insurance broker a shot and see if you can save too.

. . .
Staebler Insurance is a general insurance broker specializing in car insurance, home insurance, small business insurance, and commercial insurance. Staebler Insurance Brokers proudly serve Kitchener, Waterloo, Cambridge, Guelph, Stratford, Listowel, Fergus, Elora, Wellington County, Perth County, Waterloo Region, the Greater Toronto Area, Golden Horseshoe, Niagara Region, and all over beautiful Ontario, Canada. Get a Quote to get started today.

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