COVID-19: Information for our clients
Property insurance can be a confusing landscape for new owners and renters. With Staebler Insurance's thorough policies, residents can protect themselves with world-class insurance. Whether you own a townhouse or rent an apartment, our experienced brokers can guide and advise you towards the right plan.
Here's everything you need to know about your options for residential insurance in Kitchener, Ontario.
Quality Policies for Every Scenario
Most insurance plans cover some damages but leave you unprotected when you need it most. For over a century, our insurance pros have been working to provide exhaustive policies. These keep you protected no matter what problems arise. We have the experience and know-how to recruit the right team to defend you from legal liability and costly financial damages.
Our versatile and full coverage policies make it easy to relax, even in the face of an emergency. We can cover apartments, tenants, townhouses, cottages, and also condos. We understand every inch of the industry. Our experience helps us provide our clients with all the knowledge they need to decide on a plan for their property.
Friendly and Effective Service
Our industry experts continue to leave clients feeling satisfied and protected with our plans. At Staebler Insurance, we focus on easing the confusion that surrounds property and insurance law. Our friendly staff draws upon years of industry experience. We use industry knowledge to inform clients of the best ways to stay protected and the best plans available.
Kitchener Apartment Insurance
Life is not predictable, and accidents happen. When you decide to rent a property, you could be liable for major to minor property damage. Just because you are a careful person does not mean that you and your family will be immune to costly lawsuits. And just because you don't own this property doesn't mean that you are protected.
A landlord's insurance will cover the building damages in the event of a fire, flood, leak, or another catastrophic event. It does not cover damage to your belongings. Electronics, clothes, and expensive furniture are all fair game when it comes to damage.
Flooding can ruin rugs, couches, beds, and expensive electronics. With apartment insurance in Kitchener through Staebler Insurance, you don't need to worry about the damage a leak, flood, or fire could do. You will never have to drain your bank account to replace everything you own overnight.
When disaster strikes, the worst thing to have to worry about is money. Whether the damage is your fault, your landlord's fault, or a complete fluke, our insurance policies have you covered.
Kitchener Tenants Insurance
Anyone in Kitchener who is leasing a property could be at risk of costly lawsuits. When damage is done, the landlord is rarely the only one forced to shell out cash. Personal belongings alone can cost thousands of dollars to replace. That is why we recommend selecting a tenant's insurance policy.
What Factors Put Tenants At Risk?
Many tenants know that their landlord will take out property insurance. They use this to protect the renter and the landlord in the event of an emergency. As a renter, though, you can legally be responsible for damage to the property where you reside. Here are a few situations and costs that a tenant could become financially responsible for:
- Fire damage
- Water damage
- Physical injury to anyone living or visiting the building
- Damage to your belongings
At Staebler Insurance, we offer tenants insurance in Kitchener that can cover you completely. No more risk of a huge financial responsibility, or damage to personal belongings. Work with one of our brokers to sift through your options; we'll help you choose a plan that works for you as a tenant.
Kitchener Townhouse Insurance
Damage to a property can quickly drain your savings. With our townhouse insurance in Kitchener, townhouse owners don't have to put themselves at risk for financial burden caused by property damage.
Liability protection is essential when you own a townhouse. This type of property is not the same as the others, and we know that. At Staebler Insurance, we don't put every client and every property in the same mold. We provide tailored insurance plans that ensure that both the inside and outside of your property are protected.
Accidents can happen at any time. Weather events can cause leaks, fires, and even broken windows. Repairs involve replacing damaged items, paying contractors, buying materials, and also rebuilding structural aspects. Don't drain your savings on costly repairs. Instead, trust Staebler Insurance to cover you with the insurance plan that counts.
Kitchener Cottage Insurance
Your cottage is your summer getaway. What happens then in the event of a windstorm, fire, or sewer backup? Uninsured cottage owners are subject to hefty fines and fees to replace damaged items and repair the damaged property. With little to no warning when a disaster strikes, you could be left with a massive financial burden and no support.
That is why at Staebler Insurance, we offer comprehensive policies for cottage insurance in Kitchener. For the past 140 years, our insurance pros continue to work with clients in the area to ensure their precious properties and protect them in the event of a disaster.
Why Insurance Matters, Even for Seasonal Dwellings
Many cottage owners who live there only seasonally will make a choice not to insure. Those individuals, on the whole, regret the decision when their furniture and structural support is damaged beyond repair. In these times, insurance is the only thing to have your back. Trust our experienced brokers to set you up with cottage insurance in Kitchener to protect you in the event of:
- Sewer backups
- Fire damage
- Broken pipes
- Natural disasters
Especially in homes with seasonal use like cottages, the damage is often not discovered promptly. This makes insurance especially important as small events like a minor leak can easily become massive as time passes. Where a homeowner might regularly detect a leak early on before it has done damage to the floors or ceilings, a cottage owner may not be at the property for several months while the leak gets worse and worse.
With cottage insurance from Staebler Insurance, you don't need to worry about the state of your property while you're away. Repairs are always financially viable when your plan covers this type of damage.
Why Staebler Insurance is Different
Some insurance companies try to take advantage of their clients. They offer expensive plans, but the cost doesn't always equal quality. We believe that insurance plans should be versatile, affordable, and tailored to the needs of the client.
Don't get cornered into a plan you don't believe in. Our brokers at Staebler Insurance work with all the available options to find the best plan for your needs. We won't let you pay more for policies you don't need. Choose the basics or opt for a plan with more coverage. Either way, our seasoned team of experts is available to guide you along the way.
Kitchener Condo Insurance
There are thousands of condo owners that have no idea of the financial risks they are privy to as an owner. Condo insurance law can be confusing, and it is easy to be taken advantage of by companies who just want to sell you an expensive policy. So why get coverage?
Your Nightmare Scenario
You have an insurance plan that protects your belongings in-unit. Your beautiful condo gets a minor leak. This leak eats away at the flooring and impacts the unit beneath you. You are now solely responsible for this damage, legally. This common event could end up being a significant financial setback due to the laws surrounding condo insurance!
Coverage Where it Counts
Fire damage, leaks, and even injury can cost you thousands in damages. This is true even if it happens in a unit that is not yours! Your current policy may protect your own space, but if a leak in your unit impacts another adjacent unit, you could be held financially responsible.
This is why it is important to invest in condo insurance in Kitchener. Protect yourself, your neighbors, and your bank account with a simple and proven effective policy from our experts at Staebler Insurance.
Why Choose Staebler Insurance?
Our policies are versatile and affordable, and we tailor each new plan to our clients' needs. With Staebler Insurance, you'll never pay for features you don't think you need.
Natural disasters, accidents, and damage can occur at any time. They could be the fault of the resident, the property owner, or even nature. Whatever the cause, our highly researched policies protect clients against the massive financial burden of repairs and lawsuits.
Dealing with damage to personal belongings or properties can be emotional, stressful, and confusing. You may be suffering the loss of sentimental and valuable items, and trying to strategize how to rebuild. Even with no damage to belongings, structural damage to property will prevent you from selling or renting out the property until you repair and restore the building. In this time of stress and surprise, the last thing you want to add to the mess is a financial obligation.
For over 140 years in the industry, our experts at Staebler Insurance have been helping Kitchener residents and property owners stay hopeful. Our insurance plans cover every type of property, including:
- Apartment Insurance
- Tenants Insurance
- Townhouse Insurance
- Cottage Insurance
- Condo Insurance
This means that if you own multiple properties, we can handle them all easily. Each type of property is different in terms of the likelihood of certain types of damage. We can provide you with the best information about how to protect your property and belongings affordably. We will even help you configure your plan to be the most efficient, cost-effective one possible.
Get Started with Staebler Insurance Today
Call today to speak to our representatives and ask any questions you have about our insurance policies. Our friendly team of brokers is always available to speak with potential clients about the ins and outs of our coverage.