You may be asking yourself "Peril insurance? Doesn't all insurance cover perils?” and that's understandable! Peril insurance can be a little confusing at first blush, but that's okay! At Staebler, we're insurance experts, and we have all the knowledge and expertise to guide you through the winding world of peril insurance in Cambridge and make sure you have the protection you need.
You homeowners policy may include some form of peril insurance already. The coverage can be provided under an "all perils” policy, or a "named perils” policy. A named perils policy is specific, insuring you for a express list of potential misfortunes. All perils is a little more broad and may be used to cover what isn't specifically mention under named perils.
These items can include natural phenomenon like hail as well as more esoteric risks like vandalism or even rioting! Or the policies can divide the protection, insuring your home under all perils, while covering the actual items inside the house under named perils.
The take-away here is that it is important to know exactly what is and isn't covered under your policies. We understand it can be confusing and that's why we're here to help! At Staebler, we've been in the insurance business for over 140, we know how to untangle these knots and clearly communicate to you what kind of coverage you have, what your risks are, and how you should adjust that coverage. We believe in finding the best protection for the best value for our clients and we'll advocate on your behalf to get you the best deal possible.
Call one of our friendly expert brokers today about perils insurance in Cambridge. We'll make sure you have everything you need and nothing else!
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