COVID-19: Information for our clients

Peril Insurance Kitchener

Does your homeowners policy include peril insurance? In Kitchener, a peril may be fire or theft, and the coverage can be provided on either an "All perils” or "Named perils” basis. Here’s a quick rundown: Named perils list exactly what the policy covers, while All perils or Open perils list what’s excluded. As you may have guessed, Named perils is the more restrictive of the two.

At Staebler Insurance, we can help with your homeowners policy to ensure that you have the appropriate peril insurance for your home, location, and needs. It’s not uncommon to have policies cover the dwelling under All perils and contents on Named perils, which is important information for you as a homeowner.

There are also package policies that cover for certain perils, and extended coverage for things like hail, riots, or vandalism. While you may not think it likely that a riot will be heading near your house anytime soon, it’s still a good idea to understand exactly what your peril insurance in Kitchener entails. A Staebler broker will help to determine the most appropriate insurance for you—we want to help you be prepared for life’s curveballs!

Allow us to impress you with our customer service and expertise—call us today so we can walk you through peril insurance and provide you with some peace of mind.