COVID-19: Information for our clients

Peril Insurance Waterloo

The term "peril insurance” may conjure up images of damsels in distress or knights in shining armor... well, at Staebler Insurance, we’re convinced that appropriate insurance coverage is the only knight in shining armor you’ll need! Peril insurance in Waterloo covers events such as fire or theft, and is provided on a "named perils” or "all perils” basis.

We’ll try to simplify this here: Named perils is a policy that lists exactly what’s covered, while "all” or "open” perils is a type of coverage that lists exactly what’s excluded from coverage. Our Staebler brokers are fully trained and highly specialized to assist in determining the appropriate kind of peril insurance for your home, its location, and needs.

Peril insurance can also be subdivided into dwelling and contents coverage—as well as package policies covering specific perils, or extended coverage for things like hail, vandalism, or riots. It’s like having a whole army of knights at your disposal! A Staebler broker can help you to make sense of all this, however—there are a lot of factors at play with peril insurance, and it’s our job to work for you—the client—to help figure out what the right combination of coverage and price is for your needs.

Call us today, and we’ll walk you through peril insurance in Waterloo. No damsels in distress or knights in shining armor required!