Should you consider pet insurance?

Oct 3, 2018
Categories: Uncategorized
Staebler blog logo
Default featured image

Whether you’ve just brought home a brand new mewling kitten, adopted a rescue dog, have a bunny that’s two years, or noticed your faithful friend starting to slow down in her old age, you might be asking yourself if you should consider pet insurance for them.

The short answer: Yes. Yes, you should.

Pet insurance is a great idea no matter how old or healthy your pup or cat may be. There are plenty of good reasons to consider a little extra protection for your furry family member.

1.      Your Pet Can’t Tell you There is a Problem until it’s Serious

One of the most frustrating things about being a pet owner is that your little guy just can’t tell you what’s going on with them. Sure, there are signs to pick up on. If Fido isn’t coming to greet you at the door like he always does after a long day at work, something is probably up. Or if Mittens won’t touch her food anymore and spends all day hiding under the old sofa, you know there is an issue.

However, by that point, you’re looking at a serious problem. Something that may require specialized diagnostics, surgery, or medication to solve. Even with regular check-ups and an attentive eye, it’s difficult to catch serious pet health issues before they escalate into something that will require serious treatment.

2.      Emergency Visits are Expensive

Going to the vet is always going to be associated with some cost. But an emergency visit, especially one after hours, can be tremendously expensive. Some veterinarians charge up to three times their normal rates for emergency visits. Depending on your situation and what your pet needs, this could be a catastrophic blow to your family’s finances and place you in a horrible position of having to consider just how much care you can afford.

Nobody should have to debate how expensive is “too expensive” to treat their pet. With pet insurance helping to cover the costs, you won’t have to make an agonizing decision to try and wait until normal hours to bring your pet in, or the even worst prospect of not getting them any treatment at all.

3.      Some Breeds are Prone to Certain Illnesses and Conditions

Irish Wolfhounds are incredible dogs. Larger than life, these gentle giants love nothing more than spending an afternoon running across the fields and an evening snuggled up at their family’s feet. Unfortunately, they’re just too big for their hearts to handle and they mature, they run a serious risk of vascular complications. Nearly 30% of all Irish Wolfhounds will experience some form of vascular or cardiac abnormality.

They’re only one example; American Eskimos are prone to hip dysplasia, as are Shih Tzu’s. Golden Retrievers are prone to a litany of heart, chest, and stomached issues. Many breeds of cats also run above average risks of certain illnesses. If you have one of these kinds of pets, it could just be a matter of time before something serious occurs.

While it may cost more to insure a breed that has a known predisposition to certain illnesses, it can be a literal life saver. While your premiums may be slightly higher, if your dog or cat does experience a serious illness, the cost will be more than recuperated when you need it the most. That’s just good planning and foresight.

4.      Accidents Happen

Even the most proactive pet owner can’t prevent an accident or illness. It doesn’t matter if your cat is a resolute house cat who never goes outside to interact with other animals, eats a specifically tailored diet balanced to keep them at the ideal weight for their breed, and is brought in for regular check-ups, accidents can still happen. All it takes is one errant moment for a paw to be stepped on, or for a curious cat to try and jump on the wrong thing or knock over something dangerous.

Accidents can happen at any time, whether you’re in a position to deal with them or not. That’s why pet insurance is a good idea for even the laziest and most pampered of pets. If nothing else, it will give you the peace of mind that no matter what happens, you’ll be able to take care of your favourite furry family member.

It’s never the wrong time to think about pet insurance. Talk to a broker today to explore your options and protect your pets.

0 Comments

Submit a Comment

Your email address will not be published. Required fields are marked *

Related Posts

Ontario Walking Trails To Try This Fall

Ontario Walking Trails To Try This Fall

As the days become cooler and the leaves begin to change colour, it becomes more difficult to find ways to spend time outdoors. While the warm days at the beach are behind us, it is still possible to spend time outdoors and take in all the beauty that fall has to...

read more
Our Summertime Patio Picks

Our Summertime Patio Picks

Some say this is the most wonderful time of the year: Patio season in Canada. We know, it's a short season and we're running out of nice, warm summer days to enjoy them. But that's not going to stop us from sharing our picks for the best in Kitchener-Waterloo. There...

read more
Closed Front Entrance to Staebler

Closed Front Entrance to Staebler

For two business days construction of new accessible doors is ongoing at the front entrance of Staebler Place. As a result the front entrance is closed. If you’re visiting our office you will need to use the side entrances towards the back of the building (see...

read more
Don’t Let Patio Season End: Heat Options for the Outdoors

3 Easy Ways to Help Manage your Diet

Whether you’re trying to hone your ideal beach body or just want to lose a few pounds and get through the day with a little more energy, the most important factor in your health journey will be what you eat. Exercise is vital, and things like healthy sleeping...

read more
Don’t Let Patio Season End: Heat Options for the Outdoors

What You Might Not Know About Pet Insurance

When we think about pet insurance, we typically think of it in terms of medical emergencies. Those moments when a pet is hurt or seriously sick and requires expensive veterinarian care. We want to be able to be there for our furry family members when they really need...

read more
Don’t Let Patio Season End: Heat Options for the Outdoors

Home Heating Hazards

When the mercury dips like it did near the end of January, people will do almost anything to warm up. This is especially true when your normal heating solutions won’t do the trick. Whether your furnace has broken down, or an extended power outage has turned your...

read more
Play as an Insurance Investigator from the 1800s

Play as an Insurance Investigator from the 1800s

The Return of Obra Dinn is an interesting game. The first thing that will strike you about it is the graphics. How it places you on a photo realistic classic merchant ship, but one rendered in a grainy monochrome palette reminiscent of a classic Macintosh computer....

read more