COVID-19: Information for our clients
Homeowner’s insurance is a great start, but when you live in a flood prone area like Elmira, a separate water insurance policy is an absolute must. Homeowner’s insurance protects against some types of water damage, but notably it does not protect in cases of overland flooding and storm surges. These two types of flooding account for the majority of flood damage in Elmira over the past five years.
Water insurance protects your property in the event of damage from a wide range of water related accidents. Most importantly for Elmira residents, it will cover damages that are the result of flooding and storms. Considering the rash of minor and major flooding incidents in the area, this is crucial protection.
But it doesn’t stop there. Water insurance will also protect you in the event of more mundane accidents. Leaky pipes, plumbing back-ups, and malfunctioning water heaters are also common hazards that will be protected under such a policy.
Your Staebler broker can help you find the best water insurance policy in Elmira! Fill out your contact information below and we’ll get right back to you to discuss your risk profile and find the coverage right for you!
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