Protects you if someone else is killed or injured or their property is damaged because of your negligence.

Provides benefits if you are injured or killed in an accident anywhere in Canada and the United States regardless of who caused it.

Learn more about the importance of Accident Benefits.

To the extent that you are not at fault in an accident with another vehicle, your own insurer will pay for damage to your vehicle and its contents. There are options to increase the deductible to save money.

Physical injury and damage to property as a result of a car collision.

This coverage is fire and theft coverage only

Pays for the cost of repairing you vehicle if it is damaged in any collision. Examples include hitting another car or a runaway shopping cart.

This coverage is collision and comprehensive combined with the same deductible. Also covers theft of vehicle by family member.

Protects you, or an eligible family member, to the same limits as your Liability coverage if you are involved in an accident where you are not at fault, with someone who carries less or no insurance, or is unidentified (e.g. a hit and run)

Covers the cost of a rental vehicle while your vehicle is being repaired, if the damage or loss is caused by a peril for which you are insured.

Removes the insurer’s right to deduct depreciation from the value of your vehicle when settling a claim for loss or damage for which you are insured.

While the above coverages are not required, if you owe money on your vehicle your lienholder/lessor may require you to have collision and comprehensive coverage to protect their interest in the vehicle.