STUDENT ACCIDENT INSURANCE

Protect your most treasured person

Staebler Insurance is proud to be the exclusive broker of Student Accident Insurance for the Waterloo Region District School Board, the Bruce-Grey Catholic District School Board and many local private schools.

Student Accident Insurance, offered through Old Republic Canada, provides you with benefits that are typically not available through your group or private plan. The aim is to protect your family from catastrophic situations that could potentially ruin financial security.

Student Accident Insurance Brochure

Here are 5 reasons you should invest in Student Accident Insurance:

  1. Each year over 1.5 million of our children sustain injuries
  2. Recreational sports account for the highest number of unintentional injuries in Canada
  3. Choose from one of three plans: Platinum, Gold and Silver, offering a variety of benefits at affordable prices
  4. Family rates are available when signing up three or more children
  5. The school board does not provide coverage for accidents occurring during school activities.

 

Got questions? Get answers! Visit InsureMyKids.com or call 1-800-463-5437.

Real Claims Paid or Payable by Student Accident Insurance

  • September 2008 ‣ Dental Claim ‣ Insured's tooth knocked out in hockey ‣ Paid $375 for first treatment in 2008 ‣ $1400 for second treatment in 2017
  • May 2017 ‣ Accidental Death in Ontario ‣ Fatally hit by a car while on his bicycle ‣ Paid $30,000
  • May 2017 ‣ Emergency Medical ‣ Insured broke leg from a fall at the playground ‣ Paid $45 for ambulance, $80 for cast, $500 for physiotherapy, $100 fracture benefit
  • July 2017 ‣ Emergency Medical ‣ Insured injured while playing basketball; needed physiotherapy ‣ Paid $250 ($50 per treatment)
  • July 2017 ‣ Trip Cancellation ‣ Insured got sick prior to departure ‣ Paid $1000 for non-refundable flight
Three Levels of Protection
Insure your Most Treasured Person
Platinum Gold Silver
Coverage 24/7, All year Included Included Included
Total & Permanent Disability $350,000 $150,000 $75,000
Accidental Death Benefit $30,000 $20,000 $15,000
Dismemberment/Loss of Use $150,000 $150,000 $75,000
Accidental Medical/Rehab Expenses Included Included Included
Yearly Premium $33.00 $25.00 $13.00
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COMMON NAMES: Bronze or Named Perils
Important Differences Fire, Lightening & Explosion, Smoke damage, Theft, Windstorm, Impact by vehicle, Vandalism & Falling objects
Special Limits apply to Jewellery, sports equipment, and business equipmenT Lower limits
Cost Least Expensive
Platinum
Coverage 24/7, All year Included
Total & Permanent Disability $350,000
Accidental Death Benefit $30,000
Dismemberment/Loss of Use $150,000
Yearly Premium $32.00
Gold
Coverage 24/7, All year Included
otal & Permanent Disability $150,000
Accidental Death Benefit $20,000
Dismemberment/Loss of Use $150,000
Yearly Premium $25.00
Silver
Coverage 24/7, All year Included
Total & Permanent Disability $100,000
Accidental Death Benefit $15,000
Dismemberment/Loss of Use $100,000
Yearly Premium $20.00

All one-year plans expire September 30, 2019. All three-year plans expire September 30, 2021 and all five-year plans expire September 30, 2023. More plan details are available here.