student accident insurance
What is Student Accident Insurance?
Protect Your Most Treasured Person
Staebler Insurance is proud to be the exclusive broker of Student Accident Insurance for the Waterloo Region District School Board, the Bruce-Grey Catholic District School Board and many local private schools.
Student Accident Insurance, offered through Old Republic Canada, provides you with benefits that are typically not available through your group or private plan. The aim is to protect your family from catastrophic situations that could potentially ruin financial security.
Here are 5 simple reasons you should invest in Student Accident Insurance:
- Sports facilities, schools, and homes are associated with 4 out of 5 (80%) serious injuries experienced amongst youth
- About 1 in 10 Canadian youth report being diagnosed with a concussion in the past year, with most of these concussions occurring while participating in sports
- Giving families options. You can choose from one of three plans: Platinum, Gold and Silver, offering a variety of benefits at affordable prices (see details below)
- Family discount rates are available when signing up three or more children
- The school board does not provide coverage for accidents occurring during school activities. Having benefits in place helps protect your family from unexpected costs in the event of accidents during school activities
Sources:
(1) Public Health Agency of Canada. (2020). The health of Canadian youth: Findings from the health behaviour in school-aged children study. Retrieved from Government of Canada website: The health of Canadian youth: Findings from the health behaviour in school-aged children study – Canada.ca
(2) Ibid
Three levels of protection for your Children
PLATINUM PLAN
10 Years
Unlimited Accidental Dental
•••
$350,000
Total & Permanent Disability
•••
$150,000
Loss of Limb/Loss of Sight, Hearing or Speech
•••
$30,000
Accidental Death
•••
up to $200,000
Emergency Medical Travel Benefits
•••
$33.00
Annual Premium
GOLD PLAN
10 Years
Unlimited Accidental Dental
•••
$150,000
Total & Permanent Disability
•••
$150,000
Loss of Limb/Loss of Sight, Hearing or Speech
•••
$20,000
Accidental Death
•••
N/A
Emergency Medical Travel Benefits
•••
$25.00
Annual Premium
SILVER PLAN
10 Years
Unlimited Accidental Dental
•••
$75,000
Total & Permanent Disability
•••
$75,000
Loss of Limb/Loss of Sight, Hearing or Speech
•••
$15,000
Accidental Death
•••
N/A
Emergency Medical Travel Benefits
•••
$17.00
Annual Premium
All plans offer 24/7 coverage and are available for ages 26 and under.
Important note: For ages 21 or over, travel benefits are not available and some benefits are limited.
Real Student Accident Insurance Claims
Dental Claim
Insured’s tooth knocked out in hockey » Paid $375 for first treatment in 2008 then $1,400 for second treatment in 2017
Accidental Death in Ontario
Fatally hit by a car while on his bicycle » Paid $30,000
Emergency Medical
Insured injured while playing basketball; needed physiotherapy » Paid $250 ($50 per treatment)
Emergency Medical
Insured broke leg from a fall at the playground » Paid $45 for ambulance, $80 for cast, $500 for physiotherapy, $100 fracture benefit
Trip Cancellation
Insured got sick prior to departure » Paid $1,000 for non-refundable flight