COVID-19: Information for our clients

Staebler Insurance - Blog

By Staebler Insurance on Apr 20, 2021

The COVID-19 pandemic is well over a year old and many residents in Kitchener, Waterloo, and surrounding areas continue to adjust to their new normal. Ontario, including Waterloo Region, entered its third lockdown, including a stay-at-home order as of April 8. This affects many service industries and retail jobs and continues to cause financial challenges and income uncertainty. At Staebler Insurance, we understand the struggles that our clients are facing and want to...

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By Staebler Insurance on Mar 30, 2021

Early spring in Southern Ontario has begun with some spectacularly warm and sunny days. The melt of snow and ice seemed to come and go without much concern. But as we all know, Canadian "spring” weather is unpredictable: It can quickly turn around and return with a wintery vengeance. It’s not uncommon to see a snowfall or freezing rain hit Waterloo Region in April. In case the winter weather returns, don’t get caught off guard with post-winter woes around your property with...

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By Staebler Insurance on Mar 17, 2021

Good drivers in Waterloo Region and those who are driving significantly less than prior to the pandemic, are seeking alternate auto insurance options. Insurance companies are seeing the changing habits and behaviours of drivers, and have expanded the choices to meet the demand.   For drivers who have eliminated their commute to work and those who have reduced their need of full coverage with cancelled travel plans, could look at a "pay as you drive” option. CAA MyPace launched...

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By Staebler Insurance on Feb 26, 2021

The City of Kitchener announced this week their new anti-idling bylaw, which moves Kitchener more in line with similar bylaws in the neighbouring cities of Cambridge and Waterloo. The new rule targets drivers who keep their engines running for more than three minutes while not in active traffic. It is a tactic to help with Kitchener’s goal of an 80% reduction in greenhouse emissions by 2050. Don't be this guy, flip off the ignition when waiting for any period of time. -...

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By Staebler Insurance on Feb 11, 2021

During these strange times of increased isolation and use of digital communication technologies, there’s increased activity of cyber threats to watch out for.  We’ve put together some of the top phishing schemes and personal security concerns throughout Waterloo Region: Fraudulent Shipping Notifications The convenience of shopping online is undeniable. It’s been especially true during the pandemic when online shopping is seen as a safer alternative than going to the...

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By Staebler Insurance on Jan 27, 2021

  In our last blog we discussed why auto insurance rates are going up . Unfortunately as an individual driver many of those factors are out of your control. But there are some things you can control and they can help lead you to savings on your auto insurance premiums this year. The pandemic has changed daily lives and routines, and for many us, our driving habits. With workplaces shifting to home offices, escalating travel restrictions, and stay at home orders, there’s...

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By Staebler Insurance on Jan 15, 2021

As a broker, one of the most common questions we receive throughout the year is "Why are my auto rates going up?”.  There are many factors that go into insurance premiums, so we as brokers can appreciate that it can be confusing – so we always like to find opportunities to shed some light on the factors that are influencing auto premiums.  What can make this issue even more complex is that automobile insurance rates can involve more than just an individual’s record of...

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By Staebler Insurance on Dec 21, 2020

Insurers, snow removal contractors, and commercial property owners in Ontario received some good news from the provincial government this month, ahead of the heavy snow fall season. A section of Bill 118 , called the "Occupiers’ Liability Act”, will now limit claimants from taking legal action to recover personal injury damages caused by snow or ice (e.g. a slip and fall injury), unless they provide notice of the intent to sue within 60 days of the incident. This is a...

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By Staebler Insurance on Dec 11, 2020

Every year the Insurance Bureau of Canada releases the list of the most stolen vehicles across the country. There’s a clear trend in 2020 as eight of the top 10 vehicles on the list are SUVs while the other two are pickup trucks. According to the IBC , auto theft costs Canadians more than $1 Billion every year and on average a vehicle is stolen every six minutes. This is more than just an insurance problem as the ripple effects trickle down to police, the court system,...

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By Staebler Insurance on Nov 24, 2020

Insurance is bought to ensure if the unexpected happens, there’s a solution to make things better. Imagine an accidental garage fire: All of your possessions are lost, but insurance is there to get your items back and repair the damage. Now consider owning a business, where you not only have possessions but are responsible for the financial wellbeing of others. It’s nearly impossible for anyone to be able to handle that burden if the unexpected happens and you're required make...

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