When a lot of us are dreaming of reaching that magic number of 65, there are some that just aren’t ready to leave the work place.
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Padlocks, alarms, and burly security guards don't cut it these days when it comes to protecting your business. Even with the best physical security, your business can still be at risk from costly cyber-attacks. When many of us think of hacking, we tend to think of it...
While most of us associate March with vacation breaks and the dwindling days of winter, it is worth remembering that March is also National Fraud Prevention month as well! Started in 2004 by the Canadian Competition Bureau to combat the growing concern of fraud...
At Staebler we love small businesses, but we also know how competitive it is out there. Small and medium sized businesses need to do everything they can to get an edge on the competition and fight for every customer they can. One of the best and easiest ways to turn a...
We live and work in an unpredictable world. No matter what your business does, there is always the risk of an emergency or disaster causing a serious interruption in services. Whether it's because of a natural disaster such as a flood or winter storm, an industrial...
The end of holiday season is an exciting time of year for shoppers. The festivities are wrapping up and the big retail chains are pull out all the stops with deals and special savings on their most popular items. This is the time to finally pull the trigger on all...
Q: What does "All Risks” actually cover? A: If you imagine All Risks as a pie, your policy starts with a whole pie and then takes out wedges of that pie. First, the insurance company will exclude coverage for anything for which they would want additional premium...
Many economists are forecasting sluggish growth in the Canadian economy for the next few years. Could this be a good time for businesses here in Ontario to begin looking for new customers overseas? I decided to reach out to a client who has a wealth of experience in...
CASL: Spam, Customers, and You In our previous post, we asked this question: True or False: Employment Practices Liability insurance only protects employers against claims made by past and present employees. Answer: False—but this is a bit of a trick question! EPL...
Directors, Officers, and Employers: Are You Liable? In our previous post, we asked this question: When determining an adequate coverage limit for your insurance policy, what is the difference between the replacement cost and the actual cash value? Answer: The only...
Do You Have Adequate Coverage Limits? In our previous post, we asked this question: True or False: Insurance brokers are provincially regulated. Answer: Yes, they are! Insurance brokers are regulated by the Registered Insurance Brokers of Ontario (RIBO). All brokers...
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