Staebler Knows Restaurant Insurance
Serving Up Expertise to Protect Your Business

Insurance for Restaurants and Food Service Businesses
We understand the unique challenges faced by restaurants, caterers, and other food & hospitality service organizations. With years of experience and a deep understanding of the industry, we provide comprehensive insurance solutions that protect your business, your employees, and your property.
Our team of experienced insurance brokers are committed to delivering the best coverage, and will work with you to develop tailored coverages that meet your specific needs. Whether you’re a small business owner or a chain operator, Staebler Insurance has the expertise and resources to ensure that you’re protected against the unexpected.
Simply request a quote below to learn more about our commercial insurance solutions and how we can help safeguard your business.
Why Staebler Insurance?
TRUSTED ADVISOR
RISK MANAGEMENT
WORKING FOR YOU
Get A Quote
Fill in the form and one of our brokers will contact you soon.
Hospitality & Restaurant Insurance
Essential Hospitality Insurance
PROPERTY
This covers your physical property including your buildings, your equipment, your materials or stock, tools, office furniture and more.
Not insuring to the full value can cost you! If you don’t have the right amount of insurance, your claim payment will be reduced. And remember, there is a difference between market value and rebuild/replacement cost.
EQUIPMENT BREAKDOWN
Keep your kitchen running! This covers sudden and accidental breakdown of electrical, mechanical and pressure equipment.
GENERAL LIABILITY
Your personal liability is not enough! This covers your legal bills and settlements made against you and your business.
Cyber Insurance
Cyber Liability Insurance defends against the financial impacts of cyber attacks, including data breaches, ransomware, and hacking incidents. It covers costs like legal fees, customer notifications, credit monitoring, and business interruption losses.
Learn more: Cyber Insurance
Business Interruption Insurance
Business Interruption Insurance safeguards your company’s financial stability when unforeseen events force a temporary shutdown. It covers lost income, ongoing expenses such as rent and payroll, and helps you get back on your feet quickly.
Learn more: Business Interruption Insurance
Liquor Liability Insurance
Covers your legal bills and settlements made against you and your business, resulting from the sales and service of alcohol.
Get A Quote
Fill in the form and one of our brokers will contact you soon.
Hospitality & Restaurant Insurance
Speak with a Restaurant Insurance Specialist
Related Blog Posts
What’s a Mutual Insurance Company?
A mutual insurance company is a type of property and casualty mutual insurer operating in Ontario, that is owned by its policyholders rather than shareholders. These companies provide various types of coverage, such as home, auto, commercial, and farm insurance, with...
Why Businesses Need to Act on Rising Cyber Threats in 2025
October marks Cyber Security Awareness Month in Canada and stands as a reminder for businesses of all sizes to reassess their digital defenses. Cyberattacks are quickly evolving and small and medium-sized enterprises (SMEs) are no longer flying under the radar. Once...
Understanding the Risk Landscape for Canadian Manufacturers in 2025 and Beyond
Canadian manufacturers are facing a rapidly evolving risk landscape. From digital threats to regulatory complexities, the manufacturing sector must adapt to new challenges to protect their operations.
Navigating Commercial Insurance Renewals in a Tough Market
Continued uncertainty surrounding US tariffs, supply chain disruptions, extended delays, and other issues are reshaping business operations. However, the insurance industry is seeing that many commercial insurance clients are sticking with their existing coverage...
Using an Insurance Broker can net Savings in 2025
A common misconception in insurance is that using an insurance broker costs you more than going direct. We’ve seen this not to be true time and time again, and so far 2025 is no exception. Staebler’s Michelle Mortensen — Sales Broker, Personal Solutions, noted a rise...
Promoting Safe Driving for Commercial Vehicles
Back in 2020, despite an 11% drop in total miles driven across Canada and the United States, vehicle accident-related deaths in the U.S. surged by 8.3%, according to the National Safety Council (NSC). This alarming rise was linked to several risky behaviors, such as:...
Two Truths and A Lie about Insurance Brokers
Let’s play two truths and a lie: Insurance Broker Edition! Can you spot the lie? When it comes to buying insurance, you have many options including going direct or using a broker. There are differences and benefits between the two, and listed below are a few common...
Why Directors and Officers Insurance is Critical for Businesses in 2025
Businesses in Canada and beyond are facing an increasing number of insolvencies — impacting economies, communities, and employees. Directors and officers, who are held to a higher standard of accountability, face additional risks during these challenging times. To...
Assess a Data Breach with Canada’s New OPC Tool
If you run a business in Canada, keeping personal information safe is critical. When a data breach happens, figuring out if it’s serious enough to report can be tricky. That’s where the Office of the Privacy Commissioner of Canada (OPC) comes in with a new tool to...
Staebler VP Anita Flootman Paterson featured in IIC Article
A newly introduced regulation on the storage and contained of per- and polyfluoroalkyl substances (PFAS or “forever chemicals”) is impacting the commercial insurance space. Ahead of the new reporting requirements taking effect on January 31, 2025, the Staebler Blog...
How U.S. Tariffs could impact your Insurance Premiums and Policy Limits
The introduction of widespread tariffs on Canadian goods and the retaliatory tariffs on products from the United States could have an impact on home, auto, and business insurance premiums, and add stress to policyholders’ coverage limits. Reported by Insurance...
Five Areas of Winter Maintenance for Commercial Properties
Winter brings challenges for commercial property owners, with snow, ice, and cold temperatures impacting not just the look of a property but also its safety, functionality, and structural integrity. Proper winter maintenance is essential to ensure that your property...














