Q: What does "All Risks” actually cover? A: If you imagine All Risks as a pie, your policy starts with a whole pie and then takes out wedges of that pie. First, the insurance company...
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Business Insurance
Total posts in Category: 87
Jake Tamminga of Jaylor on Exporting.
Many economists are forecasting sluggish growth in the Canadian economy for the next few years. Could this be a good time for businesses here in Ontario to begin looking for new customers...
CASL: Spam, Customers, and You
CASL: Spam, Customers, and You In our previous post, we asked this question: True or False: Employment Practices Liability insurance only protects employers against claims made by past and...
Directors, Officers, and Employers: Are You Liable?
Directors, Officers, and Employers: Are You Liable? In our previous post, we asked this question: When determining an adequate coverage limit for your insurance policy, what is the...
Do You Have Adequate Coverage Limits?
Do You Have Adequate Coverage Limits? In our previous post, we asked this question: True or False: Insurance brokers are provincially regulated. Answer: Yes, they are! Insurance brokers...
Ethical Terminating Practices
Ethical Terminating Practices In our previous post, we asked this question: Even businesses need Emergency Supplies. How many days’ worth of emergency supplies are recommended to be kept...
Disaster Preparedness for Businesses
Disaster Preparedness for Businesses In our previous post, we asked this question: The airline Virgin America has an official customer service goal: They will respond to Tweets within ___...
Ten Ways to Attract New Customers Online: Part Three
Ten Ways to Attract New Customers Online: Part Three In our previous post, we asked this question: How many truck driving jobs were there in Canada in 2012? Answer: According to one...
Tips on Hiring a Driver for Your Business
Tips on Hiring a Driver for Your Business In our previous post, we asked this question: True or False: Workplace violence is a term limited to incidents that occur within a traditional...
Preventing Violence in the Workplace
Preventing Violence in the Workplace In our previous post, we asked this question: Studies show that drivers who use cell phones while driving are how many times more likely to get into a...
Ten Ways to Attract New Customers Online: Part Two
Ten Ways to Attract New Customers Online: Part Two In our previous post, we asked this question: How long do you have to grab & hold the attention of a potential customer visiting your...
Ten Ways to Attract New Customers Online: Part One
Ten Ways to Attract New Customers Online: Part One In our previous post, we asked this question: What is the best temperature at which to use a block heater for your car? Answer: The best...
Cyber Crime
Business Interruption Trivia Time In the previous post, we asked the question: According to recent statistics, approximately how many identity theft complaints per month do Canada?€?s...
Business Interruption
Business Interruption Trivia Time In the previous post, we asked the question: According to recent statistics, approximately how many identity theft complaints per month do Canada?€?s...
Small Companies are targets for Cybercrime
A recent study reported that small businesses are cybercriminals' favourite target for two reasons: they have a lot worth stealing-such as bank-account information, customer data and...
Cost of Risk
I recently came across an article entitled "Risk Calculator". The article touched on some familiar concepts for Risk Managers; "Cost of Risk", but it certainly does apply to all business...
Small Business Owners say they are interested in Data Breach Insurance
In a recent survey 70% of Small Business owners say they are interested in Data Breach Insurance. The primary causes of small business data breaches were found to be Employee or Contactor...
Cyber Liability: What’s at risk?
At a 2012 Cyber & Privacy Risk conference changes in cyber risk were noted: 1. Cyber attacks have become pervasive 2. current defensive systems aren't working, and 3. Cyber risk is...
Insurance Business Risks
Every day business owners face a number of liabilities, many of which can be insured with that well known Commercial General Liability (CGL) insurance policy. But where are the 'gaps' and...
Mergers & Acquisitions: What You Need to Know
Almost every business goes through a merger or acquisition at some point in their lifespan. No matter how careful you are with your due diligence every deal has its surprises. If you are...