Renter’s Insurance
Get Tenant Insurance for Your Apartment or Rented Unit
Fill in the form and one of our brokers will contact you soon.
Renters Insurance
Coverages for Your Apartment
Tenant Insurance or Renters insurance, and sometimes called Apartment Insurance, provides coverage for your possessions against theft, fire, or water damage.
Contents Coverage
Protects your personal belongings such as furniture, electronics, cookware, clothing, etc.
Personal Liability Coverage
To help with legal fees, medical payments, and settlements if someone is injured in your unit or if you or a family member causes damage to someone else’s property (including other condo units and the common areas).
Additional Living Expenses
Coverage to help pay for temporary housing, food, and other living expenses if you are unable to live in your unit after a claim, while repairs are being completed.
Betterments & Improvements
Coverage for upgrades you make to your unit that are not part of the original construction or standard finishes. Think renovated bathrooms, upgraded flooring, or custom kitchen cabinets.
Important Extras
These extra coverages may be added to your renters insurance policy, where available
Protections from Water
Valuables
High-value items such as jewelry, furs, fine arts, and collectibles. Standard coverage limits may not be enough – talk to your broker about scheduling your high value items.
Special Limits
Similar to valuables, standard policy limits might not be enough for special items such as:
- Bicycles and e-bikes
- Musical Instruments
- Sports Equipment
- Business Equipment (including computer equipment)
- Home Electronics
Umbrella Liability Coverage
Increases your limit of liability. It can extend an additional liability limit over your Personal Liability Coverage and any auto policies you may have.
Claims Foregiveness
Your first claim is treated as if it never happened. You will keep your claims-free discount as long as you stay with your current insurance company.
Fill in the form and one of our brokers will contact you soon.
Renters Insurance
Changes to tell Your Broker
Lifestyle changes affect both your premium and how your policy responds, so be sure to keep your broker up-to-date with any changes! Some examples include but not limited to:
Change of Address
Marital Status
Home Office or Starting a Business
Aquiring Valuables
Vacant Home or Property
Changing or Starting a New Job
Gig economy jobs including Ridesharing or Delivery of Anything
Renting or Leasing Part of Your Apartment
Can where you work save you money?
Looking to Insure another type of Property?
Secure your most valuable asset with the right coverages at the right price
Home Insurance
Insurance for your home’s physical structure, your personal items, and much more
Condo Insurance
Insurance for Your Condominium
Condo insurance protects your personal property as well as suite upgrades and common areas, where required by condo boards
Cottage and Other Property Insurance
Insurance for your other properties including Cottage Insurance, Seasonal Property Insurance, Trailer Insurance, Rental Property Insurance
Watercraft Insurance
Related Blog Posts
4 Tips to keep your home Safe while on Christmas Vacation
Christmas is on the horizon and, for many of us, that means travel plans. Whether you're heading out to stay with relatives, or fleeing the chill and snow of Ontario for sunnier climates, it's an exciting time. However, it's also a time to be cautious. Burglaries...
‘Tis the Season for Fraud Awareness
Many of us look forward to the holiday season all year long. It's a time to get together with family, reconnect with friends, and spend some time with the most important people in our lives. Of course, it's also time to hit the mall and online stores to find the...
Winter is Coming, so be Prepared
For Canadians, "winter is coming” isn't just a pop culture catchphrase but a reality we live with every single year. In fact, meteorologists are warning that after getting off with a fairly light winter last year, we can expect the upcoming winter season to be cold...
Nature, UNLEASHED!
Earthquakes. Hurricanes. Tornadoes. Our planet has more than a few ways to turn your life upside down in an instant! As an insurance brokerage, it's our job to be there when that happens - to have your back when disaster strikes. That's why we're proud to sponsor...
Taking your Dog to the Lake? Here are some Tips to Keep them Happy and Safe
It's Canada Day weekend, and many of us will be racing off to cottage country and camp sites around Ontario, eager to squeeze in as much fun in the sun as possible. For most of us, that means packing up the whole family including our smaller and fuzzier family...
Bonfire Safety this Long Weekend
Canada Day is coming up and many of us are looking forward to a relaxing long weekend of fun and celebration. Whether you'll be staying at home or heading to camp or cottage country, many of us like to indulge in the same time honoured summer activities. Among these,...
So Someone has Stolen your Name: What to do if you are the Victim of Identity Theft
As you know from last week, March is National Fraud Prevention month. Today, we want to talk about one of the most common and insidious types of fraud in North America today – identity theft. The term "identity theft” refers to criminals acquiring personal information...
Ice Damning: Prevention is the Key to Saving Money and Protecting your Home or Business
Now that winter is actually here… follow these tips to prevent ice from forming on your home or business Stay ahead of ice dams 1. Use a melter before it snows. A liquid magnesium chloride blend applied with a garden sprayer a few hours before a storm, can melt slow...
Beware of Cyber Crime this Holiday Season: Part 2
As the holidays wrap up and the boxing week sales start flying, it's a great chance to save on some amazing deals! Sadly, it's also a great time for online scammers to try and hustle people with identity theft cons and shady deals that could leave you twisting in the...