COVID-19: Information for our clients

Driving - Blog

By Staebler Insurance on Oct 22, 2021

With gas prices souring around Ontario this month, drivers are frustrated and there’s no question they’re looking for ways to save. Industry experts are suggesting there isn’t an end in sight so we have a few ways you can make your next fill up last longer. Slow your Acceleration When the light turns green, the speed demon may suggest: "hit the gas and get up to speed as quickly as possible”. That’s not a good idea if you’re looking for fuel efficiency. A gentle and easy...

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By Staebler Insurance on Jul 28, 2021

Earlier this month the provincial government introduced steeper penalties for speeding and stunt driving offences . The new laws are targeting the most dangerous of drivers on the road, including those drivers who are caught driving too much over the speed limit.   One of the common questions our brokers get is: how long does a speeding ticket show on my driving record? In Ontario, your driving record (or driver’s abstract) is maintained by the Ministry of...

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By Staebler Insurance on Jul 13, 2021

The provincial government introduced new laws on July 1 to help slow down speeders and make Ontario roads safer. The Moving Ontario More Safely Act begins by targeting aggressive driving, stunt driving, and street racing. They are lowering the threshold for tickets and increasing the penalties if caught. Many municipalities, including Waterloo Region, are reporting more stunt driving and street racing incidents over the past year . The trend has forced the Ontario...

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By Staebler Insurance on Jun 29, 2021

The pursuit of a cleaner future relies on the actions of individuals. Making the decision to change from a gas-guzzling car or truck to an electric vehicle is one of those actions. In Waterloo Region, that action is becoming more and more of a trend. A recent report highlights the impressive uptick in electric vehicles found in Kitchener, Waterloo, Cambridge, and the townships. Sustainable Waterloo Region had a local goal of 1,000 electric cars on the road by...

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By Staebler Insurance on Mar 17, 2021

Good drivers in Waterloo Region and those who are driving significantly less than prior to the pandemic, are seeking alternate auto insurance options. Insurance companies are seeing the changing habits and behaviours of drivers, and have expanded the choices to meet the demand.   For drivers who have eliminated their commute to work and those who have reduced their need of full coverage with cancelled travel plans, could look at a "pay as you drive” option. CAA MyPace launched...

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By Staebler Insurance on Feb 26, 2021

The City of Kitchener announced this week their new anti-idling bylaw, which moves Kitchener more in line with similar bylaws in the neighbouring cities of Cambridge and Waterloo. The new rule targets drivers who keep their engines running for more than three minutes while not in active traffic. It is a tactic to help with Kitchener’s goal of an 80% reduction in greenhouse emissions by 2050. Officials say school zones are particularly bad for idling.  With the new bylaw, the...

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By Staebler Insurance on Jan 27, 2021

  In our last blog we discussed why auto insurance rates are going up . Unfortunately as an individual driver many of those factors are out of your control. But there are some things you can control and they can help lead you to savings on your auto insurance premiums this year. The pandemic has changed daily lives and routines, and for many us, our driving habits. With workplaces shifting to home offices, escalating travel restrictions, and stay at home orders, there’s...

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By Staebler Insurance on Dec 11, 2020

Every year the Insurance Bureau of Canada releases the list of the most stolen vehicles across the country. There’s a clear trend in 2020 as eight of the top 10 vehicles on the list are SUVs while the other two are pickup trucks. According to the IBC , auto theft costs Canadians more than $1 Billion every year and on average a vehicle is stolen every six minutes. This is more than just an insurance problem as the ripple effects trickle down to police, the court system,...

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By Staebler Insurance on Oct 28, 2020

The auto insurance coverage that Uber has in place, provided by Economical Insurance, is designed to cover Uber drivers while they‘re on a rideshare trip in Ontario.  But how does the coverage actually work?  The details can be a bit confusing, so we‘ve broken down the important coverage features as well as what coverage applies and when.     When does the Uber insurance coverage kick in? First, it‘s important to understand when the Uber insurance...

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By Staebler Insurance on Jun 29, 2020

With pandemic restrictions related to COVID-19 continuing to ease across Ontario and much of the province in Phase Two of the re-opening plan, there are important considerations to be aware of that may affect your insurance. More businesses have restarted operations, more people are heading back to work, and some sense of the old normal is slowly returning. As a result, your routine may be changing (yet again) and you may need to update your insurance policies to reflect your...

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