Would Insurer’s payout if rescuers damaged your car?

Updated Fireworks Bylaws in Kitchener and Waterloo (2025)

May 13, 2025 | Community, General, Home Insurance, News, Safety

The cities of Kitchener and Waterloo took a major step towards reducing the number of disruptions and complaints from fireworks – by banning their sales beginning in 2026. Previously the Staebler Blog wrote about Backyard Fire and Fireworks Bylaws in Waterloo Region....

How Stunt Driving Impacts Your Insurance Rates

Apr 22, 2025 | Car Insurance, Safety, Staebler Insurance

In Ontario, stunt driving isn’t just a joyride – it’s a serious offence with lasting consequences, especially when it comes to your car insurance. Defined under the Highway Traffic Act as driving 50 km/h or more over the posted speed limit (or 40 km/h over in zones...

How Do Your Home’s Water Features Work?

Apr 11, 2025 | Home Insurance, Safety

Whether you’re a first-time homeowner or a seasoned pro around your property, it’s important to keep in mind how things work both in and around the house. With the spring "water season" beginning, we’ve put together a quick homeowner’s crash course on a few key...

Staebler VP Anita Flootman Paterson featured in IIC Article

Mar 28, 2025 | Business Insurance, News & Media, Safety

A newly introduced regulation on the storage and contained of per- and polyfluoroalkyl substances (PFAS or “forever chemicals”) is impacting the commercial insurance space. Ahead of the new reporting requirements taking effect on January 31, 2025, the Staebler Blog...

Does My Car Insurance Cover a Collision with the LRT?

Mar 24, 2025 | Car Insurance

Waterloo Region’s transportation infrastructure was transformed with the launch of ION light rail transit (LRT) in the summer of 2019. The frequently running trains connecting points in Kitchener and Waterloo are a boon for public transit and in the past five-plus...

How U.S. Tariffs could impact your Insurance Premiums and Policy Limits

Mar 6, 2025 | Business Insurance, Car Insurance, Home Insurance, News, Staebler Insurance

The introduction of widespread tariffs on Canadian goods and the retaliatory tariffs on products from the United States could have an impact on home, auto, and business insurance premiums, and add stress to policyholders’ coverage limits. Reported by Insurance...

How Natural Disasters affect Canadian Insurance Rates

Feb 3, 2025 | Home Insurance, News, Safety

It’s been a rough start to the year with natural disasters in North America and beyond, including most recently the devastating wildfires in Southern California. The images are heart wrenching and the impact on lives and property are far-reaching, and not just on...

Winterizing Your Home: Tips and Preventive Measures

Jan 21, 2025 | Cottage, Home Insurance, Safety

Winter has settled in Ontario with long stretches of freezing temperatures. This season has brought harsh weather conditions with high winds, heavy snow, and freezing rain, all of which can pose significant risks to your home. To avoid any unwelcome issues during...

What Are Ontario’s New Collision Reporting Rules?

Jan 10, 2025 | Car Insurance, News, Safety

As of January 1, 2025, Ontario has introduced changes to the collision reporting rules, impacting how drivers must respond to accidents. Here’s a look at these changes and how they can affect you. Ontario’s New Collision Reporting Threshold The most notable change is...

Five Areas of Winter Maintenance for Commercial Properties

Jan 2, 2025 | Business Insurance, Safety

Winter brings challenges for commercial property owners, with snow, ice, and cold temperatures impacting not just the look of a property but also its safety, functionality, and structural integrity. Proper winter maintenance is essential to ensure that your property...

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