Would Insurer’s payout if rescuers damaged your car?

What is a Mutual Insurance Company?

Nov 3, 2025 | Business Insurance, Car Insurance, General, Home Insurance, Staebler Insurance

A mutual insurance company is a type of property and casualty mutual insurer operating in Ontario, that is owned by its policyholders rather than shareholders. These companies provide various types of coverage, such as home, auto, commercial, and farm insurance, with...

What Happens If You Miss Car Insurance Payments in Ontario?

Oct 17, 2025 | Car Insurance, Finances, Staebler Insurance

In Ontario, insurance companies are seeing a growing number of clients missing their car insurance payments. This trend not only raises costs for affected drivers but can also restrict future insurance options. The Rising Issue of Missed Insurance Payments Recent...

Using an Insurance Broker can net Savings in 2025

Sep 9, 2025 | Business Insurance, Car Insurance, Event Insurance, Group Insurance, Home Insurance, Staebler Insurance

A common misconception in insurance is that using an insurance broker costs you more than going direct. We’ve seen this not to be true time and time again, and so far 2025 is no exception. Staebler’s Michelle Mortensen — Sales Broker, Personal Solutions, noted a rise...

Promoting Safe Driving for Commercial Vehicles

Aug 22, 2025 | Business Insurance, Safety, Trucking

Back in 2020, despite an 11% drop in total miles driven across Canada and the United States, vehicle accident-related deaths in the U.S. surged by 8.3%, according to the National Safety Council (NSC). This alarming rise was linked to several risky behaviors, such as:...

Two Truths and A Lie about Insurance Brokers

Aug 12, 2025 | Business Insurance, Car Insurance, General, Home Insurance, Staebler Insurance

Let’s play two truths and a lie: Insurance Broker Edition! Can you spot the lie? When it comes to buying insurance, you have many options including going direct or using a broker. There are differences and benefits between the two, and listed below are a few common...

Auto Theft Decreased in Ontario and Canada

Aug 7, 2025 | Car Insurance, News, Security

The Staebler Blog has written a lot about the rising trend of auto thefts in Ontario — providing the causes, statements from authorities, and sharing tips to help prevent having your vehicle target by the next thief. Read our past blog posts on Auto Theft in Ontario:...

Police Warn of Taxi Scam in Waterloo Region

Jul 15, 2025 | General, News, Safety, Security

Waterloo Regional Police have issued a warning about a taxi scam targeting residents and their debit cards. How the Taxi Scam Works A duo of suspects act as a taxi driver and a passenger. The “passenger” tells a nearby person that the taxi driver is refusing to accept...

Re-vinned Vehicles in Ontario: How It Works and How to Protect Yourself

Jul 3, 2025 | Car Insurance, News, Security

Ontario has seen a surge in an increasingly common form of auto theft known as "re-vinning," a tactic used by criminals to disguise stolen vehicles and sell them to unsuspecting buyers. The Staebler Blog first wrote about this trend early in 2024: Warning for Car...

Updated Fireworks Bylaws in Kitchener and Waterloo (2025)

May 13, 2025 | Community, General, Home Insurance, News, Safety

The cities of Kitchener and Waterloo took a major step towards reducing the number of disruptions and complaints from fireworks – by banning their sales beginning in 2026. Previously the Staebler Blog wrote about Backyard Fire and Fireworks Bylaws in Waterloo Region....

How Stunt Driving Impacts Your Insurance Rates

Apr 22, 2025 | Car Insurance, Safety, Staebler Insurance

In Ontario, stunt driving isn’t just a joyride – it’s a serious offence with lasting consequences, especially when it comes to your car insurance. Defined under the Highway Traffic Act as driving 50 km/h or more over the posted speed limit (or 40 km/h over in zones...

Request A Quote

Make A Claim

Make a Payment

Contact A Broker