Transport Canada defines a documented Safety Management System (SMS) as: “A structured set of policies and procedures that helps you put in place safety and environmental protection...
Blog Category
Business Insurance
What Trucking Companies Need to Know About CRA’s Tax Compliance
The trucking industry is the backbone of Canada’s economy — keeping goods moving, supply chains steady, and businesses connected. Lately, this essential role has increased attention from...
Evolving Trade is Reshaping Long‑Haul Trucking Risk
Long‑haul trucking is a challenging segment for insurance companies, particularly for fleets operating across the Canada–US border.
Three Risk Mitigations for Fleets During Winter Months in Canada and the United States
Winter conditions in Canada and the United States bring with them unpredictable snow, ice, and extreme cold and can pose significant risks to trucking operations.
What’s a Mutual Insurance Company?
A mutual insurance company is a type of property and casualty mutual insurer operating in Ontario, that is owned by its policyholders rather than shareholders. These companies provide...
Why Businesses Need to Act on Rising Cyber Threats in 2025
October marks Cyber Security Awareness Month in Canada and stands as a reminder for businesses of all sizes to reassess their digital defenses. Cyberattacks are quickly evolving and small...
Understanding the Risk Landscape for Canadian Manufacturers in 2025 and Beyond
Canadian manufacturers are facing a rapidly evolving risk landscape. From digital threats to regulatory complexities, the manufacturing sector must adapt to new challenges to protect their operations.
Navigating Commercial Insurance Renewals in a Tough Market
Continued uncertainty surrounding US tariffs, supply chain disruptions, extended delays, and other issues are reshaping business operations. However, the insurance industry is seeing that...
Promoting Safe Driving for Commercial Vehicles
Back in 2020, despite an 11% drop in total miles driven across Canada and the United States, vehicle accident-related deaths in the U.S. surged by 8.3%, according to the National Safety...
Two Truths and A Lie about Insurance Brokers
Let’s play two truths and a lie: Insurance Broker Edition! Can you spot the lie? When it comes to buying insurance, you have many options including going direct or using a broker. There...
Why Directors and Officers Insurance is Critical for Businesses in 2025
Businesses in Canada and beyond are facing an increasing number of insolvencies — impacting economies, communities, and employees. Directors and officers, who are held to a higher standard...
Assess a Data Breach with Canada’s New OPC Tool
If you run a business in Canada, keeping personal information safe is critical. When a data breach happens, figuring out if it’s serious enough to report can be tricky. That’s where the...
Staebler VP Anita Flootman Paterson featured in IIC Article
A newly introduced regulation on the storage and contained of per- and polyfluoroalkyl substances (PFAS or “forever chemicals”) is impacting the commercial insurance space. Ahead of the...
How U.S. Tariffs could impact your Insurance Premiums and Policy Limits
The introduction of widespread tariffs on Canadian goods and the retaliatory tariffs on products from the United States could have an impact on home, auto, and business insurance premiums,...
Five Areas of Winter Maintenance for Commercial Properties
Winter brings challenges for commercial property owners, with snow, ice, and cold temperatures impacting not just the look of a property but also its safety, functionality, and structural...
Canada’s “Forever Chemicals” Law Impacts Commercial Insurance
Starting in 2025, Canada will require businesses to report the presence of per- and polyfluoroalkyl substances (PFAS), known as "forever chemicals," in their supply chains. PFAS are...
Why AI is a Cyber Security Threat to Businesses
As artificial intelligence (AI) progresses and more businesses choose to use the technology, its impact on cybersecurity becomes even more prevalent. October is Cyber Security Awareness...
Construction Site Claim: A Minor Leak Can Lead to Major Damage
In construction, every detail matters. A construction company faced a significant water claim that highlighted the importance of oversight and risk management on job sites. What Happened?...
Transport Truck Trailer Brake Inspections: Critical Safety Measure
When it comes to hauling a 36,000-kilogram tractor-trailer down the road, the braking system is a major safety feature. The trailer's brakes, located more than 12 metres behind the driver,...
Does Your Commercial Building Have a Fire Impairment Procedure?
For any commercial property management plan, ensuring the safety and security of occupants and assets is a top priority. One crucial aspect of this responsibility is having a comprehensive...




















