Check out the new website to help reduce the chances of experiencing basement flooding or other types of water damage.
As the weather warms up, Canadians across the country are heading back to lakes, rivers, and coastal waters to fish, waterski, cruise, and unwind on their boats, yachts, and other personal watercraft. With an estimated 12.4 million Canadians enjoying boating each...
Accurate property valuation has always been an important piece of insurance coverage but in a rapidly shifting economic and environmental landscape, insurance to value (ITV) has become an even more important issue for both personal and commercial property owners. Some...
Home insurance is designed to protect you from sudden, unexpected losses — not ongoing issues caused by wear and tear, deterioration, or the lack of maintenance. While policies cover many types of accidental damage, they generally don’t cover problems that may slowly...
Transport Canada defines a documented Safety Management System (SMS) as: “A structured set of policies and procedures that helps you put in place safety and environmental protection practices.” In other words, this means an SMS formalizes how a vessel owner or...
While roofs are built to handle some accumulation of snow, it’s important not to let snow or ice build up too much. This winter has seen a significant amount of snow add up since early November. Accumulation beyond 20 cm can cause damage to the structure and roofing...
January is a time where home budgets are often reviewed and many look for opportunities to find savings in their monthly expenses. As an independent insurance broker, our mandate is to represent you and find sustainable insurance solutions to keep you protected...
As we move into mid-January 2026, Ontario is experiencing an unexpected January thaw. Warmer than average temperatures across North America are causing some of the accumulated snow from earlier winter storms to melt rapidly. While this might feel like a welcome break...
Winter conditions in Canada and the United States bring with them unpredictable snow, ice, and extreme cold and can pose significant risks to trucking operations.
Here we are again: It's November in Ontario. The first real snowfall hits, the kids are ecstatic, and half the province suddenly must remember where they stored their shovels last March. It’s also the time of year when police services and municipalities start posting...
A mutual insurance company is a type of property and casualty mutual insurer operating in Ontario, that is owned by its policyholders rather than shareholders. These companies provide various types of coverage, such as home, auto, commercial, and farm insurance, with...
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