You can purchase your policy directly from the insurance company using the phone or online, or you can buy though an insurance broker. With more ways to purchase insurance than ever before the question facing the consumer is: "Should I go through a captive insurance...

1. Whose side are we on? Unlike an agent with Desjardins, Co-operators, or Belair who are employees of their insurance company and obligated to represent the best interests of their employers, your broker is employed by you.  The brokers’ professional governance...

Why Should I Use an Insurance Broker? – Part 3 In our previous post, we asked this question: How many companies in Canada offer their own variety of insurance coverage? Answer:  There are over 200 companies providing insurance in Canada, each offering their unique...

Why Should I Use an Insurance Broker? – Part 2 In our previous post, we asked this question: In Canada, what are the four avenues available to consumers to purchase insurance? Answer:  In Canada, you may purchase insurance: - Directly from a bank that has an insurance...