Staebler Blog
Cost of Risk
I recently came across an article entitled "Risk Calculator". The article touched on some familiar concepts for Risk Managers; "Cost of Risk", but it certainly does apply to all business...
Young Drivers
Why worry? Collisions involving young drivers have been a worldwide road safety and public health concern for decades. The crash, death and injury rates during the teenage years are four...
Small Business Owners say they are interested in Data Breach Insurance
In a recent survey 70% of Small Business owners say they are interested in Data Breach Insurance. The primary causes of small business data breaches were found to be Employee or Contactor...
10 reasons brokers are better than direct insurers
So, what is the value of an insurance broker? Here are a few things of which consumers may be unaware when it comes to the benefits of speaking with an insurance broker: Field underwriting...
Florida Highway Patrol won’t enforce international driver’s permit rule
International Driver's licence rule on hold For now, Florida will not be enforcing the new law requiring drivers to carry an International Driver's Permit. If you are planning a trip to...
Florida Requires Canadian Drivers to Carry an International Driving Permit (Updated)
UPDATE: Canadians do not require an International Driver's Permit to drive in Florida. You only require your valid driver's licence from a Canadian province or territory. For more details,...
Farmers Insurance No longer Covering Dog Bites for Certain Breeds
Some insurers estimate that as many as one third of all liability claims on homeowners policies relate to dog bites. A recent change in the Farmers Insurance policy is surprising many dog...
10 Winter Driving Tips
Driving can be daunting during the winter months. All the slippery roads, black ice, snow and slush can cause great frustration and anxiety for a driver. Insurance Bureau of Canada (IBC)...
Cyber Liability: What’s at risk?
At a 2012 Cyber & Privacy Risk conference changes in cyber risk were noted: 1. Cyber attacks have become pervasive 2. current defensive systems aren't working, and 3. Cyber risk is...
Automobile Insurance: Will it apply equally for many different types of vehicles?
If it’s a licensed vehicle, it needs to have Auto insurance before taking it out on to the road, right? Ontario’s Compulsory Automobile Insurance Act requires that all motor vehicles be...
Insurance Business Risks
Every day business owners face a number of liabilities, many of which can be insured with that well known Commercial General Liability (CGL) insurance policy. But where are the 'gaps' and...
How to Avoid Travel Health Insurance Pitfalls
With the winter travel season in high gear, you may want to ensure you're adequately covered by a health insurance policy before you leave to ensure a hassle-free holiday. Here is some...
Top Safety Picks for 2012
With the start of a new year many car dealerships are having promotions to clear out their 2012 vehicles. If you're in the market for a new vehicle check out this article for the top...
5 Tips for Creating a Post-Holiday Home Inventory
With the Holdiays over with people are getting back into their regular routines. You may not have given any thought if anything were to happen to that new computer or flat screen...
“Are you Ready for Winter Driving?”
With our winter season here we should all take the time to get prepared. This means more than just getting out the winter boots and coats, what about your car? We came a cross this article...
Do you have the Coverage you Need?
With the recent earthquakes in B.C. and Hurricane Sandy hitting the East Coast people are checking their insurance policies to see what coverage they have. The following article may be...
Canada’s Best New Cars
With this year quickly coming to an end, many car dealerships are holding their year end car sales. They're making room to show off the new, up and coming 2013 Models. Before your go out...
5 Scams to Avoid After Frankenstorm
The aftermath of Hurricane Sandy is overwhelming: millions without power, 38 deaths and thousands of canceled flights. Many organizations government, private and nonprofit are rushing to...
Mergers & Acquisitions: What You Need to Know
Almost every business goes through a merger or acquisition at some point in their lifespan. No matter how careful you are with your due diligence every deal has its surprises. If you are...
10 Tips to Protect Against Fire: IBC
With the weather getting colder outside alot of us have now turned on our furnaces and are using our woodstoves and fireplaces. Each year fire claims many lives and causes thousands of...
Entrepreneurs: Does your Current Insurance Cover you Properly?
Entrepreneurs, this is you: You are optimistic, competitive, assertive, proactive, committed to others, you dislike routine, and you constantly strive to improve. You have escaped the...