Consumers are constantly exposed to the latest and greatest in technology. From the faster, flashier, and smarter smartphones to the thinner but larger storage laptops, it’s easily tempting to upgrade our seemingly obsolete devices every year. But before you accept that trade in offer or list your old device online, it’s important to stop and think about all the personal information that is stored on phones, tablets, laptops, and other electronics. What Experts Are...
COVID-19: Information for our clients
Safety - Blog
Earlier this month the provincial government introduced steeper penalties for speeding and stunt driving offences . The new laws are targeting the most dangerous of drivers on the road, including those drivers who are caught driving too much over the speed limit. One of the common questions our brokers get is: how long does a speeding ticket show on my driving record? In Ontario, your driving record (or driver’s abstract) is maintained by the Ministry of...
The provincial government introduced new laws on July 1 to help slow down speeders and make Ontario roads safer. The Moving Ontario More Safely Act begins by targeting aggressive driving, stunt driving, and street racing. They are lowering the threshold for tickets and increasing the penalties if caught. Many municipalities, including Waterloo Region, are reporting more stunt driving and street racing incidents over the past year . The trend has forced the Ontario...
It’s almost time to make waves again! The short wake of boating season typically begins in May and goes until September when the water temperatures dip too low to bear. Many recreational boaters in southern Ontario get started around Victoria Day long weekend (May 22-24) when the weather is more consistent and lake waters rise to acceptable Canadian levels. Whether you’re hitting one of the Great Lakes or smaller inland options in Ontario, we’re here to help you get the...
The Insurance Brokers Association of Ontario (IBAO) and the Insurance Bureau of Canada (IBC) have partnered together to address insurance availability issues within the commercial trucking industry. For years, truck drivers with limited years’ experience, and their carriers, have struggled securing the proper insurance coverage they need. At the same time, insurance companies have been paying out an unsustainable amount of earned premiums (105%!) through claims and related...
During these strange times of increased isolation and use of digital communication technologies, there’s increased activity of cyber threats to watch out for. We’ve put together some of the top phishing schemes and personal security concerns throughout Waterloo Region: Fraudulent Shipping Notifications The convenience of shopping online is undeniable. It’s been especially true during the pandemic when online shopping is seen as a safer alternative than going to the...
Insurers, snow removal contractors, and commercial property owners in Ontario received some good news from the provincial government this month, ahead of the heavy snow fall season. A section of Bill 118 , called the "Occupiers’ Liability Act”, will now limit claimants from taking legal action to recover personal injury damages caused by snow or ice (e.g. a slip and fall injury), unless they provide notice of the intent to sue within 60 days of the incident. This is a...
Every year the Insurance Bureau of Canada releases the list of the most stolen vehicles across the country. There’s a clear trend in 2020 as eight of the top 10 vehicles on the list are SUVs while the other two are pickup trucks. According to the IBC , auto theft costs Canadians more than $1 Billion every year and on average a vehicle is stolen every six minutes. This is more than just an insurance problem as the ripple effects trickle down to police, the court system,...
Tips to keep your workplace safe during COVID-19 The most important thing to remember is the health and safety of everyone - and that begins with employees. As always, under the Occupational Health & Safety Act (OHSA) business owners and operators are required to take every reasonable precaution to protect the health and safety of workers - and operations during COVID-19 are no exception. As a reminder, from a high-level the employer requirements include:...
It has been an outstanding start to summer, with hot and dry weather. It's been a great motivator to get outside and use the backyard barbecue. And with most of us spending more time at home and cooking for ourselves, there are more grills being fired up more often. It should be no surprise that combining fire and propellants to cook food doesn't come without its risks. To protect your family and home while still enjoying your backyard, outdoor...
All © Reserved 1873-2021. Staebler Insurance. Site by: LIFELINE