Uninsured Vehicle Project

Oct 2, 2012
Categories: Car Insurance
Staebler blog logo
Staebler Blog Featured Image

The Uninsured Vehicle project was launched by MTO in 2010. The goal of the project is to reduce the number of uninsured vehicles on our roads. In order to renewal the license plate sticker there needs to be insurance coverage in place. MTO, Service Ontario and IBC are working together on the project verify insurance by cross referencing Vehicle Identification Numbers (VINs) to the IBC database. It is great to see everyone working together and there is no question, eliminating the uninsured drivers from the road, will be of great benefit for everyone.

Granted there are some circumstances where the validation of insurance has not gone smoothly and some of our clients have had a frustrating time obtaining a plate renewal. This can happen when:

  • when road coverage has recently been added to a vehicle
  • if there is an error in the VIN number in the data base
  • if the vehicle is insured on a auto fleet or garage policy

The good news is that they will now accept a faxed or copied valid pink slip as proof of insurance. The pink slip must show the name of the insurance company, may not be hand written and may not be ‘expired.’ The Vehicle Identification Number (VIN) on the pink card must match the VIN that is on the Licensing and Control System (LCS). The name on the pink card should match the name on the plate portion of the permit, or at a minimum, include the name that is on the permit.

For example, the pink card may be in the names of John and Jane Doe and the permit in the name of John Doe.

There are cases where the names on the pink card and permit may be similar, but do not match exactly and this is acceptable. These scenarios include vehicles that are insured under a fleet/garage policy.

For example, it is acceptable if the name on the pink card is ‘Smith Trading Inc., owned/operated by J. Smith’ and the name on the permit is ‘John Smith.’

0 Comments

Submit a Comment

Your email address will not be published. Required fields are marked *

Related Posts

Covid-19 Consumer Relief Coming

Covid-19 Consumer Relief Coming

COVID-19 continues to create unprecedented challenges for individuals and businesses.  As your broker, we want to help you navigate through this evolving landscape.  Throughout this time, we remain open for business to assist you, answer any questions you have, and...

read more
Our Top Winter Driving Tips

Our Top Winter Driving Tips

Winter officially begins on December 21 but Mother Nature has already brought its familiar friends of road closures, ice slicks, and blinding flurries. Driving in the winter is never fun, but there are steps you can take to make it a lot less dangerous for you and...

read more
Covid-19: Changes to tell your Broker

Digital Pink Slips Give You Another Option

When the Ontario government announced earlier in September that the digital pink slip is an acceptable proof of insurance, we jumped on the opportunity to give our clients another option. On Tuesday we launched our new eDocument Self Serve Kiosk that makes it quick,...

read more
When did you Review your Auto Policy?

When did you Review your Auto Policy?

A lot of people take a "if it’s not broke, don’t fix it” approach to their car insurance. They sat down a few years ago, did the leg work, secured a policy they were happy with, and are perfectly fine with never thinking about it again. It’s understandable; insurance...

read more