Have you ever thought of running your business out of your home? Being self-employed has its benefits: Flexible hours, autonomy, working within spitting distance of the fridge. But setting up shop in your home also brings along a host of new concerns. To learn more on things you should consider, click here.
Be Wise, Staeblerize.
2015's first quiz question! How often should you clean your roof’s gutters? Check back for the answer in our next post! When the air gets a chill and the flakes start falling for a few minutes each day, you know what it’s time to do. Grab the bin of sweaters and...
Did you know that a professional thief can steal your vehicle in only 30 seconds, and they don’t even need the key to do it? That shocking statistic is the basis for the award-winning "Lock It or Lose It” campaign run by the OPP and supported by the Insurance Bureau...
Q: What does "All Risks” actually cover? A: If you imagine All Risks as a pie, your policy starts with a whole pie and then takes out wedges of that pie. First, the insurance company will exclude coverage for anything for which they would want additional premium...
This Halloween, neighbourhoods all across the country will be buzzing with excitement — the kids will be getting their costumes on, and adults will be prepping bowls of tasty treats for little visitors. It’s guaranteed to be a fun night! However, it’s also important...
Many economists are forecasting sluggish growth in the Canadian economy for the next few years. Could this be a good time for businesses here in Ontario to begin looking for new customers overseas? I decided to reach out to a client who has a wealth of experience in...
CASL: Spam, Customers, and You In our previous post, we asked this question: True or False: Employment Practices Liability insurance only protects employers against claims made by past and present employees. Answer: False—but this is a bit of a trick question! EPL...
Directors, Officers, and Employers: Are You Liable? In our previous post, we asked this question: When determining an adequate coverage limit for your insurance policy, what is the difference between the replacement cost and the actual cash value? Answer: The only...
Do You Have Adequate Coverage Limits? In our previous post, we asked this question: True or False: Insurance brokers are provincially regulated. Answer: Yes, they are! Insurance brokers are regulated by the Registered Insurance Brokers of Ontario (RIBO). All brokers...
Spring Landscaping In our previous post, we asked this question: True or False: Written employment contracts can reduce employer liabilities. Answer: True! A written employment contract provides clarification for matters such as the length of the term of employment...
Ethical Terminating Practices In our previous post, we asked this question: Even businesses need Emergency Supplies. How many days’ worth of emergency supplies are recommended to be kept on hand for the average number of people on the premises? Answer: For a business...
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