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Home Insurance Risks Can Rise with Rapid Snowmelt

Jan 9, 2026 | Home Insurance, Safety, Water Damage

As we move into mid-January 2026, Ontario is experiencing an unexpected January thaw. Warmer than average temperatures across North America are causing some of the accumulated snow from earlier winter storms to melt rapidly. While this might feel like a welcome break...

Snow-Clearing Season in Ontario: Do’s, Don’ts, and Extra Tips to Stay Safe (and Legal)

Nov 24, 2025 | Home Insurance, Safety

Here we are again: It's November in Ontario. The first real snowfall hits, the kids are ecstatic, and half the province suddenly must remember where they stored their shovels last March. It’s also the time of year when police services and municipalities start posting...

What’s a Mutual Insurance Company?

Nov 3, 2025 | Business Insurance, Car Insurance, General, Home Insurance, Staebler Insurance

A mutual insurance company is a type of property and casualty mutual insurer operating in Ontario, that is owned by its policyholders rather than shareholders. These companies provide various types of coverage, such as home, auto, commercial, and farm insurance, with...

Using an Insurance Broker can net Savings in 2025

Sep 9, 2025 | Car Insurance, Event Insurance, Group Insurance, Home Insurance, Staebler Insurance

A common misconception in insurance is that using an insurance broker costs you more than going direct. We’ve seen this not to be true time and time again, and so far 2025 is no exception. Staebler’s Michelle Mortensen — Sales Broker, Personal Solutions, noted a rise...

Insuring Your Florida Property: Canadian Snowbirds and Property Owners

Sep 2, 2025 | Home Insurance, Out of Ontario Insurance, Travel

For Canadian snowbirds and Ontario residents who own property in Florida, preparing for your upcoming winter escape involves more than just packing sunglasses and flip-flops. Purchasing the right insurance for your Florida property is essential to protecting your...

Two Truths and A Lie about Insurance Brokers

Aug 12, 2025 | Business Insurance, Car Insurance, General, Home Insurance, Staebler Insurance

Let’s play two truths and a lie: Insurance Broker Edition! Can you spot the lie? When it comes to buying insurance, you have many options including going direct or using a broker. There are differences and benefits between the two, and listed below are a few common...

What Residents Need to Know about Waterloo Region changing its Garbage Collection Program in 2026

Jul 24, 2025 | Community, Home Insurance

Starting in March 2026, Waterloo Region will implement a cart-based waste collection system for garbage and organics — replacing manual collection for approximately 161,000 single-family homes, duplexes, 3-to-6-unit buildings, and 8,500 multi-family units and...

Protecting Your Home from Extreme Summer Heat in Ontario

Jul 14, 2025 | Construction, Environment, Home Insurance, Renovations

As residents in southern Ontario face scorching summer temperatures, safeguarding your home and keeping it cool are top priorities. Extreme heat can damage your property and drive-up cooling costs, but proactive steps can help. Here are ways to protect your home from...

Is Wildfire Smoke Damage covered by Your Home Insurance Policy?

Jun 10, 2025 | Environment, Home Insurance

Wildfire smoke has been blanketing southern Ontario, raising concerns about its impact on health and home. If you're wondering whether smoke damage is covered by your home insurance policy, you're not alone. Does Home Insurance Cover Wildfire Smoke Damage? In most...

Updated Fireworks Bylaws in Kitchener and Waterloo (2025)

May 13, 2025 | Community, General, Home Insurance, News, Safety

The cities of Kitchener and Waterloo took a major step towards reducing the number of disruptions and complaints from fireworks – by banning their sales beginning in 2026. Previously the Staebler Blog wrote about Backyard Fire and Fireworks Bylaws in Waterloo Region....

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