School-aged children are always on the move. From learning in the classroom, playing at recess, joining sports, and exploring at home — those experiences are all part of growing up, and accidents can happen at anytime.

According to the Public Health Agency of Canada, sports facilities, schools, and homes are associated with four out of five serious injuries among youth. About one in 10 Canadian youth also report being diagnosed with a concussion in the previous year, most often while participating in sports.
 

Unexpected Injuries can mean Unexpected Costs

Parents may assume that provincial health care, their workplace benefits plan, or the school board will cover all expenses following an accident. However, important gaps remain. Emergency dental treatment, ambulance fees, certain casts or medical devices, physiotherapy and other recovery costs are often not covered.

It’s important to note school boards do not provide accident coverage for injuries occurring during school activities. Without dedicated protection, these unplanned expenses can put real pressure on your family’s budget.

Student Accident Insurance, offered through Old Republic Canada and available through Staebler Insurance, is designed to help protect families from potential financial risks.

Coverage applies 24 hours a day, seven days a week, and most importantly not only while a child is at school. This includes school breaks and summer holidays. Whether an accident happens during practice, on the playground, at home, or on a family vacation, the policy can provide valuable support when it is needed most.
 

Affordable Choices for Every Family

Families can choose from Silver, Gold, and Platinum plans, with annual premiums of $17, $25, and $33 per child, respectively.

Depending on the selected plan, benefits include unlimited accidental dental coverage for up to 10 years, total and permanent disability benefits (varying limits), coverage for the loss of a limb, sight, hearing or speech, accidental death benefits, and emergency medical travel benefits (Platinum Plan only).

Family discount rates are available when enrolling three or more children. All plans offer 24/7 coverage and are available for individuals more than six months old and age 26 and under, who live in Canada. Travel benefits are not available for ages 21 and over, and some benefits are limited.
 

Peace of Mind for Moments You Can’t Predict

No one can prevent every fall, collision, or injury. But parents can take a practical step to reduce the financial impact. For less than the cost of many everyday purchases, Student Accident Insurance can help safeguard your household budget while allowing you to focus on your child’s recovery.

Review the available plans through Staebler Insurance, consider the coverage your family already has, and choose the option that fits your needs. A modest annual premium today could make a meaningful difference when the unexpected happens.

For more information, you can read the entire policy here (opens as PDF).

. . .

Staebler Insurance is a general insurance broker specializing in car insurance, home insurance, small business insurance, and commercial insurance. Staebler Insurance Brokers proudly serve Kitchener, Waterloo, Cambridge, Guelph, Stratford, Listowel, Fergus, Elora, Wellington County, Perth County, Waterloo Region, the Greater Toronto Area, Golden Horseshoe, Niagara Region, and all over beautiful Ontario, Canada. 🍁 Get a Quote to get started today.