After recent summer flooding in parts of Ontario, the Insurance Bureau of Canada shared guidance to help residents understand what to do in the moment and as they begin the insurance...
How to Respond to a Water Claim?
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Blog Category
Home Insurance
Total posts in Category: 171
Why does an Insurance Company ask for a Home Assessment?
A home assessment gives an insurance company’s risk management team the opportunity to review your property in person and identify details that may not be fully captured through documents...
Preparing your Home for a Natural Disaster
Natural disasters and severe weather can happen with little warning, but being prepared ahead of time can make an uncertain situation more manageable. First, having a well-stocked...
Managing the Risks of Lithium-ion Batteries Around Your Home
With spring season underway, folks head to their garages and sheds to grab the familiar tools of the season, from lawnmowers and trimmers to leaf blowers and other battery-powered...
What to do when Door-to-Door Salespeople come knocking?
Staebler Suggests: Top tips for handling door-to-door salespeople — especially when contracts are expensive or for long-term commitments Sometimes door-to-door sales can be legitimate, but...
Boating Season is Back! Bring Safety On Board with You
As the weather warms up, Canadians across the country are heading back to lakes, rivers, and coastal waters to fish, waterski, cruise, and unwind on their boats, yachts, and other personal...
Don’t Let Inflation Leave You Underinsured
Accurate property valuation has always been an important piece of insurance coverage but in a rapidly shifting economic and environmental landscape, insurance to value (ITV) has become an...
5 Ways Maintenance Helps Your Insurance Respond When You Need It
Home insurance is designed to protect you from sudden, unexpected losses — not ongoing issues caused by wear and tear, deterioration, or the lack of maintenance. While policies cover many...
Important Reminder to Remove Snow and Ice from Your Roof
While roofs are built to handle some accumulation of snow, it’s important not to let snow or ice build up too much. This winter has seen a significant amount of snow add up since early...
How to Save on Your Insurance in 2026
January is a time where home budgets are often reviewed and many look for opportunities to find savings in their monthly expenses. As an independent insurance broker, our mandate is to...
Home Insurance Risks Can Rise with Rapid Snowmelt
As we move into mid-January 2026, Ontario is experiencing an unexpected January thaw. Warmer than average temperatures across North America are causing some of the accumulated snow from...
Snow-Clearing Season in Ontario: Do’s, Don’ts, and Extra Tips to Stay Safe (and Legal)
Here we are again: It's November in Ontario. The first real snowfall hits, the kids are ecstatic, and half the province suddenly must remember where they stored their shovels last March....
What’s a Mutual Insurance Company?
A mutual insurance company is a type of property and casualty mutual insurer operating in Ontario, that is owned by its policyholders rather than shareholders. These companies provide...
Using an Insurance Broker can net you Savings
A common misconception in insurance is that using an insurance broker costs you more than going direct. We’ve seen this not to be true time and time again, and this year is no exception....
Insuring Your Florida Property: Canadian Snowbirds and Property Owners
For Canadian snowbirds and Ontario residents who own property in Florida, preparing for your upcoming winter escape involves more than just packing sunglasses and flip-flops. Purchasing...
Two Truths and A Lie about Insurance Brokers
Let’s play two truths and a lie: Insurance Broker Edition! Can you spot the lie? When it comes to buying insurance, you have many options including going direct or using a broker. There...
What Residents Need to Know about Waterloo Region changing its Garbage Collection Program in 2026
Starting in March 2026, Waterloo Region will implement a cart-based waste collection system for garbage and organics — replacing manual collection for approximately 161,000 single-family...
Protecting Your Home from Extreme Summer Heat in Ontario
As residents in southern Ontario face scorching summer temperatures, safeguarding your home and keeping it cool are top priorities. Extreme heat can damage your property and drive-up...
Is Wildfire Smoke Damage covered by Your Home Insurance Policy?
Wildfire smoke has been blanketing southern Ontario, raising concerns about its impact on health and home. If you're wondering whether smoke damage is covered by your home insurance...
Updated Fireworks Bylaws in Kitchener and Waterloo (2025)
The cities of Kitchener and Waterloo took a major step towards reducing the number of disruptions and complaints from fireworks – by banning their sales beginning in 2026. Previously the...