Let’s play two truths and a lie: Insurance Broker Edition! Can you spot the lie? When it comes to buying insurance, you have many options including going direct or using a broker. There...
Two Truths and A Lie about Insurance Brokers
read more
Blog Category
Home Insurance
Total posts in Category: 156
What Residents Need to Know about Waterloo Region changing its Garbage Collection Program in 2026
Starting in March 2026, Waterloo Region will implement a cart-based waste collection system for garbage and organics — replacing manual collection for approximately 161,000 single-family...
Protecting Your Home from Extreme Summer Heat in Ontario
As residents in southern Ontario face scorching summer temperatures, safeguarding your home and keeping it cool are top priorities. Extreme heat can damage your property and drive-up...
Is Wildfire Smoke Damage covered by Your Home Insurance Policy?
Wildfire smoke has been blanketing southern Ontario, raising concerns about its impact on health and home. If you're wondering whether smoke damage is covered by your home insurance...
Updated Fireworks Bylaws in Kitchener and Waterloo (2025)
The cities of Kitchener and Waterloo took a major step towards reducing the number of disruptions and complaints from fireworks – by banning their sales beginning in 2026. Previously the...
How Much is Cottage Insurance in Ontario?
Whether you’re on the Bruce Peninsula, in Muskoka, around the Kawarthas, or elsewhere in beautiful Ontario, getting away to the cottage is a treasured time and a peaceful retreat from city...
How Do Your Home’s Water Features Work?
Whether you’re a first-time homeowner or a seasoned pro around your property, it’s important to keep in mind how things work both in and around the house. With the spring "water season"...
How U.S. Tariffs could impact your Insurance Premiums and Policy Limits
The introduction of widespread tariffs on Canadian goods and the retaliatory tariffs on products from the United States could have an impact on home, auto, and business insurance premiums,...
Staebler Insurance featured by the Canadian Press
Earlier this month, the Staebler Blog covered how natural disasters in Canada and abroad can affect home insurance rates. Shortly after, the Canadian Press wrote a story about natural...
How Natural Disasters affect Canadian Insurance Rates
It’s been a rough start to the year with natural disasters in North America and beyond, including most recently the devastating wildfires in Southern California. The images are heart...
Winterizing Your Home: Tips and Preventive Measures
Winter has settled in Ontario with long stretches of freezing temperatures. This season has brought harsh weather conditions with high winds, heavy snow, and freezing rain, all of which...
Can I Insure My Home with Solar Panels in Ontario?
Homeowners in Ontario are increasingly turning to renewable energy solutions, such as solar panels and heat pumps, to embrace cleaner energy sources. While these upgrades can lead to...
Ontario Storm: Rainfall Claims and Basement Flooding Subsidies
Rapid rainfall over a short period last week led to disastrous conditions and flooding in many parts of southern Ontario, including Waterloo Region and the Greater Toronto Area. Insurance...
Backyard Fire and Fireworks Bylaws in Waterloo Region
IMPORTANT UPDATE: In 2025, Kitchener and Waterloo made significant changes to its fireworks bylaws. The updates can be found here: Updated Fireworks Bylaws in Kitchener and Waterloo (2025)...
How do Insurance Policy Premium Payment Plans Work?
Setting up a new insurance policy can feel like a lot of work and at times a bit daunting. Using an insurance broker helps, but there are still things that can be confusing sometimes even...
The Value of a Broker during My Water Claim Experience
Special Guest Blog by Chelsea Burley, Reporting & Payroll Administrator, Staebler Insurance A property insurance claim is never something that I wanted to go through, however I quickly...
What Boaters Need to Know about Updates to Canada’s Marine Liability Act
While there may still be snow and ice on some bodies of water in Ontario, we know eager boaters are thinking about the upcoming season. Before putting your personal boat or watercraft in...
What Insurance is Needed for Home-based Businesses and “Side Hustles”
More and more Canadians are turning to home-based businesses and so-called "side hustles" for some extra income. Some examples of these home-based operations include: starting an ecommerce...
Waterloo Region Snow Removal and Ice Clearing Bylaws
As autumn turns to winter and the temperatures drop, the risk of icy and snowy conditions returns to Waterloo Region. With the wintry weather comes the responsibility of homeowners and...
Kitchener Fire Department’s Home Safety Reminders
Did you know the number one cause for home fires is related to unattended cooking? Whether it’s an unattended oven, stovetop, or barbeque, with busy lives and household distractions it is...