January is a time where home budgets are often reviewed and many look for opportunities to find savings in their monthly expenses. As an independent insurance broker, our mandate is to...
How to Save on Your Insurance in 2026
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Blog Category
Home Insurance
Total posts in Category: 162
Home Insurance Risks Can Rise with Rapid Snowmelt
As we move into mid-January 2026, Ontario is experiencing an unexpected January thaw. Warmer than average temperatures across North America are causing some of the accumulated snow from...
Snow-Clearing Season in Ontario: Do’s, Don’ts, and Extra Tips to Stay Safe (and Legal)
Here we are again: It's November in Ontario. The first real snowfall hits, the kids are ecstatic, and half the province suddenly must remember where they stored their shovels last March....
What’s a Mutual Insurance Company?
A mutual insurance company is a type of property and casualty mutual insurer operating in Ontario, that is owned by its policyholders rather than shareholders. These companies provide...
Using an Insurance Broker can net Savings in 2025
A common misconception in insurance is that using an insurance broker costs you more than going direct. We’ve seen this not to be true time and time again, and so far 2025 is no exception....
Insuring Your Florida Property: Canadian Snowbirds and Property Owners
For Canadian snowbirds and Ontario residents who own property in Florida, preparing for your upcoming winter escape involves more than just packing sunglasses and flip-flops. Purchasing...
Two Truths and A Lie about Insurance Brokers
Let’s play two truths and a lie: Insurance Broker Edition! Can you spot the lie? When it comes to buying insurance, you have many options including going direct or using a broker. There...
What Residents Need to Know about Waterloo Region changing its Garbage Collection Program in 2026
Starting in March 2026, Waterloo Region will implement a cart-based waste collection system for garbage and organics — replacing manual collection for approximately 161,000 single-family...
Protecting Your Home from Extreme Summer Heat in Ontario
As residents in southern Ontario face scorching summer temperatures, safeguarding your home and keeping it cool are top priorities. Extreme heat can damage your property and drive-up...
Is Wildfire Smoke Damage covered by Your Home Insurance Policy?
Wildfire smoke has been blanketing southern Ontario, raising concerns about its impact on health and home. If you're wondering whether smoke damage is covered by your home insurance...
Updated Fireworks Bylaws in Kitchener and Waterloo (2025)
The cities of Kitchener and Waterloo took a major step towards reducing the number of disruptions and complaints from fireworks – by banning their sales beginning in 2026. Previously the...
How Much is Cottage Insurance in Ontario?
Whether you’re on the Bruce Peninsula, in Muskoka, around the Kawarthas, or elsewhere in beautiful Ontario, getting away to the cottage is a treasured time and a peaceful retreat from city...
How Do Your Home’s Water Features Work?
Whether you’re a first-time homeowner or a seasoned pro around your property, it’s important to keep in mind how things work both in and around the house. With the spring "water season"...
How U.S. Tariffs could impact your Insurance Premiums and Policy Limits
The introduction of widespread tariffs on Canadian goods and the retaliatory tariffs on products from the United States could have an impact on home, auto, and business insurance premiums,...
Staebler Insurance featured by the Canadian Press
Earlier this month, the Staebler Blog covered how natural disasters in Canada and abroad can affect home insurance rates. Shortly after, the Canadian Press wrote a story about natural...
How Natural Disasters affect Canadian Insurance Rates
It’s been a rough start to the year with natural disasters in North America and beyond, including most recently the devastating wildfires in Southern California. The images are heart...
Winterizing Your Home: Tips and Preventive Measures
Winter has settled in Ontario with long stretches of freezing temperatures. This season has brought harsh weather conditions with high winds, heavy snow, and freezing rain, all of which...
Can I Insure My Home with Solar Panels in Ontario?
Homeowners in Ontario are increasingly turning to renewable energy solutions, such as solar panels and heat pumps, to embrace cleaner energy sources. While these upgrades can lead to...
Ontario Storm: Rainfall Claims and Basement Flooding Subsidies
Rapid rainfall over a short period last week led to disastrous conditions and flooding in many parts of southern Ontario, including Waterloo Region and the Greater Toronto Area. Insurance...
Backyard Fire and Fireworks Bylaws in Waterloo Region
IMPORTANT UPDATE: In 2025, Kitchener and Waterloo made significant changes to its fireworks bylaws. The updates can be found here: Updated Fireworks Bylaws in Kitchener and Waterloo (2025)...